/* Final navigation polish: compact, consistent, and accessible. */
html,
body {
  max-width: 100%;
  overflow-x: clip;
}

.utility,
.site-shell > .utility {
  height: 44px;
}

.nav-trigger,
.nav-direct {
  font-size: 15px;
}

.site-search input {
  font-size: 15px;
}

.mega-link-grid strong,
.medicare-card-list strong,
.compare-card-list strong,
.resources-card-list strong {
  font-size: 14px;
}

.mega-link-grid small,
.medicare-card-list small,
.compare-card-list small,
.resources-card-list small {
  font-size: 12px;
  line-height: 1.4;
  color: #596d67;
}

.nav-dropdown {
  border-radius: 8px;
  box-shadow: 0 22px 55px rgba(0, 42, 34, .16);
}

.mobile-menu-toggle {
  display: none;
}

.mega-links {
  border-radius: 8px 0 0 8px;
}

.mega-feature {
  border-radius: 0 8px 8px 0;
}

/* Visually connect each open mega menu to its navigation label. */
.nav-trigger::before {
  content: "";
  position: absolute;
  left: 50%;
  bottom: -9px;
  z-index: 45;
  width: 0;
  height: 0;
  border-left: 7px solid transparent;
  border-right: 7px solid transparent;
  border-top: 8px solid var(--gold);
  opacity: 0;
  transform: translate(-50%, -4px);
  transition: opacity .2s ease, transform .2s ease;
  pointer-events: none;
}

.nav-group:hover > .nav-trigger::before,
.nav-group:focus-within > .nav-trigger::before,
.nav-group.open > .nav-trigger::before {
  opacity: 1;
  transform: translate(-50%, 0);
}

@media (hover: hover) and (pointer: fine) {
  .nav-group:hover > .nav-trigger::before {
    transition-delay: .3s;
  }

  .nav-group:focus-within > .nav-trigger::before,
  .nav-group.open > .nav-trigger::before {
    transition-delay: 0s;
  }
}

/* Keep visitors oriented as they move through the page. */
.nav-trigger.is-current::after,
.nav-direct.is-current::after {
  transform: scaleX(1);
}

.nav-trigger.is-current,
.nav-direct.is-current {
  color: #805d12;
}

.home-link.is-current::after {
  display: block;
  left: 14px;
  right: 14px;
  transform: scaleX(1);
}

/* Metallic gold is reserved for primary actions; supporting accents stay calm. */
.nav-cta,
.site-search > button,
.mega-feature a {
  background-image: var(--brand-gold-gradient);
}

.nav-trigger:focus-visible,
.nav-direct:focus-visible,
.site-search input:focus-visible,
.site-search > button:focus-visible,
.utility-contact a:focus-visible,
.social-links a:focus-visible,
.nav-cta:focus-visible,
.mega-link-grid > a:focus-visible,
.medicare-card-list > a:focus-visible,
.compare-card-list > a:focus-visible,
.resources-card-list > a:focus-visible {
  outline: 2px solid var(--gold) !important;
  outline-offset: 3px;
}

@media (max-width: 760px) {
  html,
  body {
    max-width: 100%;
    overflow-x: clip;
  }

  .premium-nav {
    height: auto !important;
    min-height: 60px;
    position: sticky;
    top: 0;
    padding: 10px 14px;
    margin-bottom: 0;
    border-bottom: 0;
    background:
      linear-gradient(180deg, #003b31 0%, #003b31 86%, #062c27 100%);
    box-shadow: 0 10px 24px rgba(0, 42, 34, .14);
  }

  .mobile-menu-toggle {
    display: flex;
    align-items: center;
    justify-content: space-between;
    width: 100%;
    min-height: 48px;
    border: 1px solid rgba(242, 214, 128, .58);
    border-radius: 12px;
    background:
      linear-gradient(135deg, rgba(215, 168, 50, .98) 0%, rgba(241, 212, 119, .98) 48%, rgba(215, 168, 50, .98) 100%);
    color: #15332d;
    padding: 7px 12px;
    font-family: Gotham, Montserrat, 'DM Sans', Arial, sans-serif;
    font-size: 14px;
    font-weight: 800;
    letter-spacing: .03em;
    cursor: pointer;
    box-shadow: 0 14px 34px rgba(0, 42, 34, .22), inset 0 1px 0 rgba(255, 255, 255, .45);
    transition: background .22s ease, color .22s ease, border-color .22s ease, transform .22s ease, box-shadow .22s ease, filter .22s ease;
  }

  .mobile-menu-toggle:hover,
  .mobile-menu-toggle:focus-visible,
  .premium-nav.mobile-menu-open .mobile-menu-toggle {
    transform: translateY(-1px);
    filter: brightness(1.04);
    border-color: rgba(221, 180, 76, .86);
    background:
      linear-gradient(135deg, rgba(215, 168, 50, .98) 0%, rgba(247, 223, 145, .98) 48%, rgba(215, 168, 50, .98) 100%);
    color: #15332d;
    box-shadow: 0 18px 40px rgba(0, 42, 34, .26), inset 0 1px 0 rgba(255, 255, 255, .52);
  }

  .mobile-menu-toggle:focus-visible {
    outline: 2px solid rgba(242, 214, 128, .65);
    outline-offset: 3px;
  }

  .mobile-menu-toggle span {
    display: inline-flex;
    align-items: center;
    gap: 10px;
  }

  .mobile-menu-toggle img {
    width: 28px;
    height: 28px;
    object-fit: contain;
  }

  .mobile-menu-toggle i {
    position: relative;
    width: 18px;
    height: 12px;
  }

  .mobile-menu-toggle i::before,
  .mobile-menu-toggle i::after {
    content: "";
    position: absolute;
    left: 0;
    width: 18px;
    height: 2px;
    border-radius: 99px;
    background: currentColor;
    transition: transform .22s ease, top .22s ease;
  }

  .mobile-menu-toggle i::before {
    top: 1px;
  }

  .mobile-menu-toggle i::after {
    top: 9px;
  }

  .premium-nav.mobile-menu-open .mobile-menu-toggle i::before {
    top: 5px;
    transform: rotate(45deg);
  }

  .premium-nav.mobile-menu-open .mobile-menu-toggle i::after {
    top: 5px;
    transform: rotate(-45deg);
  }

  .premium-nav__inner {
    display: none;
    height: auto !important;
    max-height: min(72vh, calc(100vh - 120px));
    overflow-y: auto;
    overflow-x: hidden;
    flex-direction: column;
    align-items: stretch;
    justify-content: flex-start;
    gap: 0;
    margin-top: 10px;
    padding: 8px;
    border: 1px solid #e1e7e4;
    border-radius: 12px;
    background:
      linear-gradient(180deg, rgba(255, 255, 255, .985), rgba(250, 248, 242, .985));
    box-shadow: 0 22px 52px rgba(0, 42, 34, .14);
  }

  .premium-nav.mobile-menu-open .premium-nav__inner {
    display: flex;
    animation: mobileMenuReveal .22s ease both;
  }

  @keyframes mobileMenuReveal {
    from {
      opacity: 0;
      transform: translateY(8px);
    }

    to {
      opacity: 1;
      transform: translateY(0);
    }
  }

  .nav-trigger,
  .nav-direct {
    font-size: 13px;
  }

  .premium-nav .nav-group,
  .premium-nav .nav-direct {
    display: block;
    width: 100%;
  }

  .premium-nav .nav-trigger,
  .premium-nav .nav-direct {
    display: flex;
    width: 100%;
    min-height: 52px;
    height: 52px;
    justify-content: space-between;
    align-items: center;
    padding: 0 13px;
    border-radius: 8px;
    border-bottom: 1px solid #eef2f0;
    background: transparent;
    text-align: left;
    line-height: 1;
  }

  .premium-nav .nav-trigger span {
    display: inline-grid;
    place-items: center;
    width: 28px;
    height: 28px;
    margin-left: auto;
    line-height: 1;
    transform-origin: center;
  }

  .premium-nav .home-link {
    display: flex;
    justify-content: flex-start;
    gap: 10px;
    width: 100%;
  }

  .premium-nav .home-link::after {
    display: none;
  }

  .site-shell .nav-dropdown,
  .premium-nav .nav-dropdown {
    position: static !important;
    left: auto !important;
    right: auto !important;
    top: auto !important;
    width: 100% !important;
    max-width: calc(100vw - 24px);
    max-height: none !important;
    overflow: visible !important;
    margin: 8px 0 14px;
    transform: translateY(8px) !important;
  }

  .premium-nav .nav-group:not(.open) > .nav-dropdown {
    display: none !important;
    opacity: 0 !important;
    visibility: hidden !important;
    pointer-events: none !important;
  }

  .site-shell .nav-group.open > .nav-dropdown,
  .premium-nav .nav-group.open > .nav-dropdown {
    display: grid !important;
    opacity: 1 !important;
    visibility: visible !important;
    pointer-events: auto !important;
    transform: none !important;
  }

  .site-shell .nav-group:not(.open) > .nav-dropdown,
  .premium-nav .nav-group:not(.open) > .nav-dropdown {
    transform: translateY(8px) !important;
  }

  .mega-links {
    border-radius: 8px 8px 0 0;
    padding: 18px;
  }

  .mega-feature {
    border-radius: 0 0 8px 8px;
    padding: 24px 20px;
  }

  .nav-trigger::before {
    display: none;
  }

  .premium-nav .nav-trigger.is-current,
  .premium-nav .nav-direct.is-current {
    color: var(--ink);
  }

  .premium-nav .nav-trigger.is-current::after,
  .premium-nav .nav-direct.is-current::after,
  .premium-nav .home-link.is-current::after {
    display: none;
    transform: scaleX(0);
  }

  .premium-nav .nav-trigger:hover,
  .premium-nav .nav-direct:hover {
    background: transparent;
    color: var(--ink);
  }

  .premium-nav .nav-group:not(.open) > .nav-trigger:not(.mobile-touch-active),
  .premium-nav .nav-group:not(.open) > .nav-trigger:not(.mobile-touch-active):hover,
  .premium-nav .nav-group:not(.open) > .nav-trigger:not(.mobile-touch-active):focus,
  .premium-nav .nav-group:not(.open) > .nav-trigger:not(.mobile-touch-active):focus-visible {
    background: transparent !important;
    color: var(--ink) !important;
    outline: 0;
  }

  .premium-nav .nav-group:not(.open) > .nav-trigger span {
    transform: none !important;
  }

  .premium-nav .nav-group:not(.open) > .nav-trigger::after,
  .premium-nav .nav-group:not(.open) > .nav-trigger:hover::after,
  .premium-nav .nav-group:not(.open) > .nav-trigger:focus::after,
  .premium-nav .nav-group:not(.open) > .nav-trigger:focus-visible::after,
  .premium-nav .nav-direct::after,
  .premium-nav .nav-direct:hover::after,
  .premium-nav .nav-direct:focus::after,
  .premium-nav .nav-direct:focus-visible::after {
    transform: scaleX(0) !important;
  }

  .premium-nav .nav-group:hover > .nav-trigger span {
    transform: none;
  }

  .premium-nav .nav-group.open > .nav-trigger,
  .premium-nav .nav-trigger:active,
  .premium-nav .nav-direct:active,
  .premium-nav .nav-trigger.mobile-touch-active,
  .premium-nav .nav-direct.mobile-touch-active {
    background: var(--green-soft) !important;
    color: #8a6412 !important;
    box-shadow: inset 3px 0 0 #ddb44c;
  }

  .premium-nav .nav-group.open > .nav-trigger span,
  .premium-nav .nav-trigger.mobile-touch-active span {
    transform: rotate(180deg);
  }
}

@media (max-width: 640px) {
  .site-search input {
    font-size: 14px;
  }
}

/* Homepage journey sections */
.journey-section {
  padding: 96px clamp(24px, 7vw, 110px);
  background:
    radial-gradient(circle at 12% 8%, rgba(255, 245, 197, .78), transparent 27%),
    radial-gradient(circle at 92% 12%, rgba(221, 180, 76, .22), transparent 30%),
    linear-gradient(180deg, #fff8e4 0%, #f7f0dc 100%);
}

.journey-head {
  display: block;
  max-width: 900px;
  margin-bottom: 48px;
}

.journey-title {
  max-width: 860px;
}

.journey-head h2,
.compare-copy h2 {
  margin: 16px 0 0;
  font-size: clamp(34px, 4vw, 56px);
  letter-spacing: -.04em;
}

.journey-title h2 {
  color: #003b31;
}

.journey-title h2 em {
  font-style: normal;
  color: #e7bc4e;
  background-image: var(--brand-gold-gradient);
  background-clip: text;
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.journey-head p,
.compare-copy p {
  margin: 0;
  color: #65746f;
  font-size: 18px;
  line-height: 1.65;
}

.journey-cards {
  position: relative;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  border: 1px solid rgba(0, 59, 49, .5);
  border-left: 3px solid #ddb44c;
  border-radius: 10px;
  background: #003b31;
  box-shadow: 0 14px 32px rgba(0, 59, 49, .14);
  overflow: hidden;
}

.journey-cards::before {
  content: "";
  position: absolute;
  left: 7%;
  right: 7%;
  top: 47px;
  height: 1px;
  background: linear-gradient(90deg, rgba(0, 59, 49, .14), rgba(221, 180, 76, .42), rgba(0, 59, 49, .14));
  pointer-events: none;
}

.journey-cards a {
  position: relative;
  min-height: 220px;
  padding: 25px 25px 58px;
  border: 0;
  border-right: 1px solid rgba(255, 255, 255, .13);
  border-radius: 0;
  background: transparent;
  color: #fff;
  box-shadow: none;
  overflow: hidden;
  transition: transform 230ms ease, border-color 230ms ease, box-shadow 230ms ease, background 230ms ease;
}

.journey-cards a:last-child {
  border-right: 0;
}

.journey-cards a:hover {
  transform: none;
  background:
    radial-gradient(circle at 88% 12%, rgba(221, 180, 76, .18), transparent 38%),
    #062c27;
  box-shadow: inset 0 3px 0 #ddb44c;
}

.journey-cards i {
  position: relative;
  z-index: 1;
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  margin-bottom: 22px;
  border: 1px solid rgba(240, 212, 127, .44);
  border-radius: 50%;
  background: rgba(255, 255, 255, .08);
  color: #f0d47f;
  transition: border-color 230ms ease, color 230ms ease, background 230ms ease;
}

.journey-cards i svg {
  width: 22px;
  height: 22px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.journey-cards a:hover i {
  border-color: rgba(240, 212, 127, .82);
  background: rgba(221, 180, 76, .18);
  color: #fff0ba;
}

.journey-cards span {
  display: block;
  margin-bottom: 9px;
  color: #f0d47f;
  font: italic 17px Georgia, serif;
}

.journey-cards h3 {
  margin-bottom: 10px;
  color: #fff;
  font-size: 22px;
}

.journey-cards p {
  margin: 0;
  color: rgba(221, 234, 230, .82);
  font-size: 14px;
  line-height: 1.55;
}

.journey-cards b {
  position: absolute;
  left: 25px;
  right: auto;
  bottom: 24px;
  color: #f0d47f;
  font-size: 13px;
  font-weight: 700;
  opacity: .78;
  transition: transform 230ms ease, color 230ms ease, opacity 230ms ease;
}

.journey-cards a:hover b {
  transform: translateX(4px);
  color: #fff0ba;
  opacity: 1;
}

.journey-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 18px;
  min-height: 52px;
  margin-top: 32px;
  padding: 14px 20px;
  border: 1px solid rgba(255, 237, 175, .54);
  border-radius: 8px;
  background: linear-gradient(135deg, #d7a832 0%, #f1d477 48%, #d7a832 100%);
  color: #15332d;
  font-size: 14px;
  font-weight: 700;
  box-shadow: 0 12px 28px rgba(95, 66, 11, .16), inset 0 1px 0 rgba(255, 255, 255, .42);
  transition: color 220ms ease, transform 220ms ease, background 220ms ease, box-shadow 220ms ease, border-color 220ms ease;
}

.journey-cta b {
  color: #15332d;
  font-size: 20px;
  transition: transform 220ms ease;
}

.journey-cta:hover {
  transform: translateY(-2px);
  border-color: rgba(255, 237, 175, .72);
  background: linear-gradient(135deg, #e1b13f 0%, #f7df91 48%, #d9a42e 100%);
  color: #15332d;
  box-shadow: 0 16px 34px rgba(95, 66, 11, .22), inset 0 1px 0 rgba(255, 255, 255, .5);
}

.journey-cta:hover b {
  transform: translateX(4px);
}

.compare-exposure {
  padding: 100px clamp(24px, 7vw, 110px);
  background:
    radial-gradient(circle at 10% 10%, rgba(255, 245, 197, .34), transparent 28%),
    radial-gradient(circle at 88% 8%, rgba(0, 59, 49, .08), transparent 30%),
    linear-gradient(180deg, #eef6f2 0%, #e5efeb 100%);
}

.compare-copy {
  max-width: 900px;
  margin-bottom: 48px;
}

.compare-copy h2 {
  color: #062c27;
}

.compare-copy h2 em {
  font-style: normal;
  color: #e7bc4e;
  background-image: var(--brand-gold-gradient);
  background-clip: text;
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.compare-copy p {
  margin-top: 18px;
  max-width: 780px;
}

.question-guide {
  margin: -18px 0 18px;
  color: #4f645e;
  font-size: 15px;
  font-weight: 700;
  line-height: 1.5;
}

.exposure-list {
  display: grid;
  gap: 0;
  max-width: 980px;
  border: 1px solid rgba(0, 59, 49, .5);
  border-left: 3px solid #ddb44c;
  border-radius: 10px;
  background: #003b31;
  box-shadow: 0 14px 32px rgba(0, 59, 49, .14);
  overflow: hidden;
}

.compare-questions details {
  padding: 0;
  border: 0;
  border-bottom: 1px solid rgba(255, 255, 255, .13);
  border-radius: 0;
  background: transparent;
  color: #fff;
  box-shadow: none;
  overflow: hidden;
  transition: border-color 230ms ease, box-shadow 230ms ease, background 230ms ease;
}

.compare-questions details:last-child {
  border-bottom: 0;
}

.compare-questions details:hover,
.compare-questions details[open] {
  background:
    radial-gradient(circle at 88% 12%, rgba(221, 180, 76, .18), transparent 38%),
    #062c27;
  box-shadow: inset 3px 0 0 #ddb44c, inset 0 1px 0 rgba(221, 180, 76, .12);
}

.compare-questions summary {
  display: grid;
  grid-template-columns: 1fr 34px;
  gap: 16px;
  align-items: center;
  padding: 20px 22px;
  cursor: pointer;
  list-style: none;
}

.compare-questions summary::-webkit-details-marker {
  display: none;
}

.compare-questions strong {
  color: #fff;
  font-size: 18px;
  line-height: 1.35;
}

.compare-questions summary i {
  width: 34px;
  height: 34px;
  display: grid;
  place-items: center;
  border: 1px solid rgba(240, 212, 127, .44);
  border-radius: 50%;
  color: #f0d47f;
  font-style: normal;
  transition: transform 220ms ease, background 220ms ease, color 220ms ease, border-color 220ms ease;
}

.compare-questions details[open] summary i {
  transform: rotate(45deg);
  border-color: rgba(240, 212, 127, .8);
  background: rgba(221, 180, 76, .18);
  color: #fff0ba;
}

.compare-questions p {
  margin: 0;
  padding: 0 22px 22px 22px;
  color: rgba(221, 234, 230, .82);
  font-size: 15px;
  line-height: 1.6;
}

/* Cover the Gaps now follows the connected premium section system. */
.intro {
  background:
    radial-gradient(circle at 88% 10%, rgba(221, 180, 76, .1), transparent 30%),
    linear-gradient(180deg, #fffdf8 0%, #f8f3e8 100%);
}

.intro > .section-label {
  display: block;
  margin-bottom: 16px;
}

.intro-heading {
  grid-template-columns: 1.05fr .95fr;
  gap: clamp(34px, 7vw, 92px);
  align-items: start;
  margin: 0 0 46px;
}

.intro-heading h2 {
  color: #003b31;
  max-width: 760px;
}

.intro-heading p {
  position: relative;
  max-width: 560px;
  padding: 7px 0 0;
  border-left: 0;
  color: #435b54;
  font-size: 18px;
  line-height: 1.65;
}

.coverage-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  border: 1px solid rgba(0, 59, 49, .13);
  border-left: 3px solid #ddb44c;
  border-radius: 10px;
  background: transparent;
  box-shadow: 0 14px 34px rgba(0, 42, 34, .06);
  overflow: hidden;
}

.coverage-grid article,
.coverage-grid .review-card {
  min-height: 315px;
  border: 0;
  border-right: 1px solid rgba(0, 59, 49, .13);
  border-bottom: 1px solid rgba(0, 59, 49, .13);
  border-left: 0;
  border-radius: 0;
  background: #fff;
  color: #17342e;
  box-shadow: none;
  overflow: hidden;
}

.coverage-grid article:nth-child(3n) {
  border-right: 0;
}

.coverage-grid article:nth-last-child(-n + 2) {
  border-bottom: 0;
}

.coverage-grid article:hover {
  transform: none;
  border-color: rgba(221, 180, 76, .62);
  background: linear-gradient(180deg, #fff, #fbf8ef);
  box-shadow: inset 0 3px 0 #ddb44c;
  position: relative;
  z-index: 1;
}

.coverage-top i {
  border-color: rgba(0, 59, 49, .18);
  border-radius: 50%;
  background: #f7f3ea;
  color: #003b31;
  transition: border-color 230ms ease, color 230ms ease, background 230ms ease;
}

.core-focus .coverage-top span {
  padding: 5px 8px;
  border: 1px solid rgba(221, 180, 76, .42);
  border-radius: 7px;
  background: rgba(221, 180, 76, .1);
  color: #8e6813;
  font-size: 9px;
  font-weight: 800;
  letter-spacing: .11em;
  line-height: 1;
  text-transform: uppercase;
}

.coverage-grid article:hover .coverage-top i {
  border-color: rgba(221, 180, 76, .72);
  background: rgba(221, 180, 76, .18);
  color: #a47717;
}

.coverage-grid h3 {
  color: #17342e;
}

.coverage-grid p,
.coverage-grid .review-card p {
  color: #65746f;
}

.coverage-grid a,
.coverage-grid .review-card a {
  color: #8e6813;
}

.coverage-grid a:hover {
  color: #003b31;
}

.coverage-cta {
  margin-top: 32px;
}

.process-cta {
  margin-top: 38px;
}

.learning-preview .featured-articles {
  gap: 16px;
  border: 0;
}

.learning-preview {
  background:
    radial-gradient(circle at 90% 10%, rgba(221, 180, 76, .08), transparent 30%),
    linear-gradient(180deg, #fffdf8 0%, #fbf7ef 100%);
}

.learning-preview .featured-articles > a {
  border: 1px solid rgba(0, 59, 49, .12);
  border-left: 3px solid #ddb44c;
  border-radius: 10px;
  box-shadow: 0 14px 34px rgba(0, 42, 34, .06);
  overflow: hidden;
}

.learning-preview .featured-articles > a:hover {
  border-color: rgba(221, 180, 76, .62);
  box-shadow: 0 20px 44px rgba(0, 42, 34, .1);
}

.learning-cta {
  margin-top: 22px;
}

.learning-preview-head {
  align-items: center;
}

.learning-preview-head > div:first-child {
  max-width: 850px;
}

.learning-preview-head > div:first-child p {
  max-width: 760px;
  margin-top: 18px;
  font-size: 17px;
  line-height: 1.65;
}

.learning-action {
  display: flex;
  justify-content: center;
  align-items: center;
  margin-top: 32px;
}

.learning-action .learning-cta {
  margin-top: 0;
}

@media (max-width: 850px) {
  .learning-action {
    justify-content: flex-start;
  }
}

.steps {
  border-radius: 10px;
  overflow: hidden;
}

.steps article {
  position: relative;
  transition: background 230ms ease, box-shadow 230ms ease;
}

.steps article::before {
  content: "";
  position: absolute;
  left: 0;
  top: 22px;
  bottom: 22px;
  width: 3px;
  background: #ddb44c;
  transform: scaleY(0);
  transform-origin: center;
  transition: transform 230ms ease;
}

.steps article:hover {
  background: rgba(255, 255, 255, .045);
  box-shadow: inset 0 0 0 1px rgba(221, 180, 76, .12);
}

.steps article:hover::before {
  transform: scaleY(1);
}

.steps article:hover > b {
  color: #fff0ba;
}

.about-visual {
  background:
    linear-gradient(145deg, #d7a832 0%, #f1d477 52%, #d7a832 100%);
  border-radius: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 18px;
  padding: 54px 24px;
}

.about-copy {
  border-radius: 0 14px 14px 0;
  background: #fff;
}

@media (max-width: 980px) {
  .about-copy {
    order: 1;
  }

  .about-visual {
    order: 2;
    border-radius: 0;
  }

  .about-copy {
    border-radius: 0 0 14px 14px;
  }
}

.about-visual::before,
.about-visual::after {
  display: none;
}

.advisor-profile-card {
  position: relative;
  z-index: 2;
  width: min(410px, 86%);
  padding: 16px;
  border: 1px solid rgba(255, 242, 192, .68);
  border-radius: 14px;
  background:
    linear-gradient(#003b31, #003b31) padding-box,
    linear-gradient(135deg, rgba(255, 242, 192, .9), rgba(221, 180, 76, .52), rgba(168, 112, 21, .72)) border-box,
    linear-gradient(180deg, rgba(255, 255, 255, .055), rgba(255, 255, 255, 0)),
    #003b31;
  background-clip: padding-box, border-box, padding-box, padding-box;
  color: #fff;
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, .08),
    0 0 0 1px rgba(255, 242, 192, .12),
    0 18px 34px rgba(106, 76, 12, .18),
    0 28px 62px rgba(0, 59, 49, .28);
}

.advisor-profile-card::after {
  content: "";
  position: absolute;
  right: 18px;
  bottom: 18px;
  width: 118px;
  height: 118px;
  background: url("mgs-monogram.png") center/contain no-repeat;
  opacity: .09;
  pointer-events: none;
}

.advisor-profile-card img {
  width: 100%;
  aspect-ratio: 1 / 1.02;
  object-fit: cover;
  object-position: 50% 35%;
  border-radius: 11px;
  border: 1px solid rgba(240, 212, 127, .36);
}

.advisor-profile-card div {
  position: relative;
  z-index: 1;
  padding: 18px 6px 6px;
}

.advisor-profile-card span {
  display: inline-flex;
  align-items: center;
  min-height: 28px;
  padding: 5px 10px;
  border: 1px solid rgba(240, 212, 127, .38);
  border-radius: 999px;
  background: rgba(240, 212, 127, .1);
  color: #f0d47f;
  font-size: 10px;
  font-weight: 800;
  letter-spacing: .12em;
  text-transform: uppercase;
}

.advisor-profile-card strong {
  display: block;
  margin-top: 12px;
  color: #fff;
  font-size: 30px;
  line-height: 1.2;
}

.advisor-profile-card p {
  max-width: 310px;
  margin: 9px 0 0;
  color: rgba(221, 234, 230, .82);
  font-size: 14px;
  line-height: 1.55;
}

.about-copy .principles {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  border: 0;
}

.about-copy .principles > div {
  display: block;
  border: 1px solid var(--line);
  border-left: 3px solid #ddb44c;
  border-radius: 10px;
  padding: 20px;
  background: #fff;
}

.about-copy .principles b {
  color: #003b31;
}

.about-cta {
  margin-top: 0;
}

.about-actions {
  display: flex;
  align-items: center;
  gap: 18px;
  flex-wrap: wrap;
}

.about-visual-cta {
  width: min(390px, 82%);
}

.final-expense-note {
  display: grid;
  grid-template-columns: 150px 1fr 1.5fr auto;
  gap: 20px;
  align-items: center;
  margin-top: 24px;
  padding: 20px 24px;
  border: 1px solid rgba(0, 59, 49, .14);
  border-left: 3px solid #ddb44c;
  border-radius: 8px;
  background: rgba(255, 255, 255, .72);
  box-shadow: 0 14px 34px rgba(0, 42, 34, .06);
}

.final-expense-note span {
  color: #9a731a;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: .13em;
  text-transform: uppercase;
}

.final-expense-note h3 {
  margin: 0;
  color: #003b31;
  font-size: 22px;
}

.final-expense-note p {
  margin: 0;
  color: #65746f;
  font-size: 14px;
  line-height: 1.45;
}

.final-expense-note a {
  color: #8e6813;
  font-size: 13px;
  font-weight: 700;
  white-space: nowrap;
}

.final-expense-note a:hover {
  color: #003b31;
}

.compare-cta {
  margin-top: 32px;
}

@media (max-width: 980px) {
  .journey-cards {
    grid-template-columns: repeat(2, 1fr);
  }

  .journey-cards a {
    border-right: 1px solid rgba(255, 255, 255, .13);
    border-bottom: 1px solid rgba(255, 255, 255, .13);
  }

  .journey-cards a:nth-child(2n) {
    border-right: 0;
  }

  .journey-cards a:nth-last-child(-n + 2) {
    border-bottom: 0;
  }

  .journey-cards::before {
    display: none;
  }
}

@media (max-width: 640px) {
  .journey-section,
  .compare-exposure {
    padding: 72px 22px;
  }

  .journey-cards {
    grid-template-columns: 1fr;
  }

  .intro-heading {
    grid-template-columns: 1fr;
    gap: 22px;
  }

  .intro-heading p {
    padding: 0;
    font-size: 16.5px;
    line-height: 1.6;
  }

  .journey-cards a {
    min-height: 0;
    border-right: 0;
    border-bottom: 1px solid rgba(255, 255, 255, .13);
  }

  .journey-cards a:nth-last-child(-n + 2) {
    border-bottom: 1px solid rgba(255, 255, 255, .13);
  }

  .journey-cards a:last-child {
    border-bottom: 0;
  }

  .compare-questions summary {
    grid-template-columns: 1fr 32px;
    gap: 10px;
    padding: 18px 16px;
  }

  .compare-questions p {
    padding: 0 16px 19px 16px;
  }

  .final-expense-note {
    grid-template-columns: 1fr;
    gap: 8px;
  }

  .coverage-grid {
    grid-template-columns: 1fr;
  }

  .coverage-grid article,
  .coverage-grid .review-card {
    border-right: 0;
    border-bottom: 1px solid rgba(0, 59, 49, .13);
  }

  .coverage-grid article:nth-last-child(-n + 2) {
    border-bottom: 1px solid rgba(0, 59, 49, .13);
  }

  .coverage-grid article:last-child {
    border-bottom: 0;
  }
}

/* Premium hero refinement */
.hero {
  height: 800px;
  min-height: 800px;
  isolation: isolate;
  background: #062c27;
}

.hero-photo {
  object-position: center 38%;
  transform: scale(1.012);
}

.hero-photo {
  display: none;
}

.hero-shade {
  background:
    radial-gradient(circle at 50% 46%, rgba(221, 180, 76, .16), transparent 34%),
    linear-gradient(90deg, rgba(4, 39, 34, .94) 0%, rgba(3, 48, 40, .82) 48%, rgba(3, 48, 40, .74) 100%),
    linear-gradient(0deg, rgba(3, 35, 30, .28), rgba(3, 35, 30, .08) 42%);
}

.hero-content {
  max-width: 720px;
  padding-left: 27px;
}

.hero-content::before {
  content: "";
  position: absolute;
  left: 0;
  top: 4px;
  width: 3px;
  height: 112px;
  border-radius: 99px;
  background: linear-gradient(180deg, #f5dc8b 0%, #d7a832 48%, #f1cf70 100%);
  box-shadow: 0 0 24px rgba(221, 180, 76, .2);
}

.hero .kicker {
  display: flex;
  align-items: center;
  gap: 9px;
  width: fit-content;
  margin-bottom: 17px;
  color: rgba(240, 212, 127, .82);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: .15em;
}

.hero .kicker i,
.hero-credibility i {
  display: inline-block;
  width: 4px;
  height: 4px;
  flex: 0 0 4px;
  border-radius: 50%;
  background: #ddb44c;
}

.hero h1 {
  max-width: 690px;
  margin-bottom: 20px;
  font-size: clamp(46px, 4.8vw, 68px);
  line-height: 1.06;
  letter-spacing: -.047em;
  text-wrap: balance;
}

.hero h1 em {
  color: #e7bc4e;
  background-image: var(--brand-gold-gradient);
  background-clip: text;
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.hero-content > p:not(.hero-credibility) {
  max-width: 625px;
  color: rgba(238, 245, 242, .86);
  line-height: 1.65;
}

.hero-actions {
  margin: 24px 0 18px;
}

.hero-actions .btn.gold {
  min-height: 56px;
  padding: 16px 25px;
  border: 1px solid rgba(255, 237, 175, .5);
  border-radius: 8px;
  background: linear-gradient(135deg, #d7a832 0%, #f1d477 48%, #d7a832 100%);
  color: #15332d;
  box-shadow: 0 12px 28px rgba(0, 0, 0, .19), inset 0 1px 0 rgba(255, 255, 255, .42);
  transition: transform 220ms ease, box-shadow 220ms ease, filter 220ms ease;
}

.hero-actions .btn.gold:hover {
  transform: translateY(-2px);
  filter: brightness(1.035);
  box-shadow: 0 16px 34px rgba(0, 0, 0, .24), inset 0 1px 0 rgba(255, 255, 255, .5);
}

/* Match header and dropdown CTAs to the hero button behavior. */
.nav-cta,
.mega-feature a {
  border: 1px solid rgba(255, 237, 175, .5) !important;
  border-radius: 8px;
  background: linear-gradient(135deg, #d7a832 0%, #f1d477 48%, #d7a832 100%) !important;
  color: #15332d !important;
  box-shadow: 0 10px 24px rgba(0, 0, 0, .16), inset 0 1px 0 rgba(255, 255, 255, .42);
  transition: transform 220ms ease, box-shadow 220ms ease, filter 220ms ease, border-color 220ms ease !important;
}

.nav-cta:hover,
.nav-cta:focus-visible,
.mega-feature a:hover,
.mega-feature a:focus-visible {
  transform: translateY(-2px);
  filter: brightness(1.035);
  border-color: rgba(255, 237, 175, .72) !important;
  background: linear-gradient(135deg, #d7a832 0%, #f1d477 48%, #d7a832 100%) !important;
  color: #15332d !important;
  box-shadow: 0 14px 30px rgba(0, 0, 0, .22), inset 0 1px 0 rgba(255, 255, 255, .5);
}

/* Softer premium header control shapes. */
.site-search {
  border-radius: 10px !important;
  overflow: visible;
}

.site-search input {
  border-radius: 10px 0 0 10px !important;
}

.site-search > button {
  border-radius: 0 10px 10px 0 !important;
}

.search-results {
  border-radius: 14px !important;
  overflow: hidden;
}

.nav-cta {
  border-radius: 10px !important;
}

.utility-contact a,
.social-links a {
  border-radius: 8px !important;
}

/* Keep the top navigation aligned with the homepage journey. */
.premium-nav .home-link {
  order: 0;
}

.premium-nav .medicare-group {
  order: 1;
}

.premium-nav .compare-group {
  order: 2;
}

.premium-nav .gaps-group {
  order: 3;
}

.premium-nav .about-group {
  order: 4;
}

.premium-nav .resources-group {
  order: 5;
}

.premium-nav .nav-direct[data-nav="reviews"],
.premium-nav .nav-direct[href="#reviews"] {
  order: 6;
}

.premium-nav .nav-direct[data-nav="contact"],
.premium-nav .nav-direct[href="#contact"] {
  order: 7;
}

.hero .phone-link {
  padding-left: 3px;
}

.hero-actions > .btn.gold {
  display: none;
}

.advisor-contact {
  position: relative;
  isolation: isolate;
  display: grid;
  grid-template-columns: 96px minmax(0, 1fr);
  align-items: center;
  gap: 18px;
  max-width: 510px;
  min-height: 158px;
  padding: 17px;
  overflow: hidden;
  border: 1px solid rgba(255, 232, 159, .72);
  border-radius: 24px;
  background:
    radial-gradient(circle at 12% 18%, rgba(255, 255, 255, .34), transparent 26%),
    linear-gradient(135deg, #fff0ba 0%, #ddb44c 51%, #b98720 100%);
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, .46),
    inset 0 -1px 0 rgba(82, 51, 4, .22),
    0 22px 52px rgba(0, 0, 0, .24);
  transition: transform 220ms ease, border-color 220ms ease, background 220ms ease, box-shadow 220ms ease;
}

.advisor-contact::after {
  content: "";
  position: absolute;
  inset: 10px 12px auto 132px;
  height: 1px;
  z-index: -1;
  background: linear-gradient(90deg, rgba(3, 43, 36, .34), transparent);
  opacity: .5;
}

.advisor-contact:hover {
  transform: translateY(-3px);
  border-color: rgba(255, 241, 190, .95);
  background:
    linear-gradient(135deg, #fff0ba 0%, #e7bd55 48%, #c5942b 100%);
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, .55),
    inset 0 -1px 0 rgba(82, 51, 4, .23),
    0 18px 40px rgba(0, 0, 0, .26),
    0 0 0 4px rgba(221, 180, 76, .13);
}

.advisor-contact:focus-visible {
  outline: 2px solid #f0d47f;
  outline-offset: 3px;
}

.advisor-photo {
  align-self: stretch;
  display: grid;
  align-content: center;
  justify-items: center;
  gap: 9px;
}

.advisor-photo img {
  width: 92px;
  height: 92px;
  object-fit: cover;
  object-position: 50% 24%;
  border: 2px solid rgba(3, 43, 36, .72);
  border-radius: 22px;
  box-shadow:
    0 0 0 3px rgba(255, 255, 255, .28),
    0 7px 18px rgba(0, 0, 0, .28);
}

.advisor-photo span {
  display: block;
  width: 100%;
  padding: 6px 7px;
  border: 1px solid rgba(240, 212, 127, .28);
  border-radius: 999px;
  background: rgba(6, 44, 39, .88);
  color: #fff;
  font-size: 9px;
  font-weight: 900;
  letter-spacing: .075em;
  line-height: 1;
  text-align: center;
  text-transform: uppercase;
  box-shadow: 0 7px 14px rgba(0, 0, 0, .13);
}

.advisor-card-copy {
  min-width: 0;
}

.advisor-card-copy span,
.advisor-card-copy small,
.advisor-card-copy .phone-link {
  display: block;
}

.advisor-card-copy > span {
  color: #062c27;
  font-size: 26px;
  font-weight: 800;
  letter-spacing: -.045em;
  line-height: .98;
}

.advisor-card-copy > small {
  margin: 0 0 7px;
  color: rgba(6, 44, 39, .76);
  font-size: 9.5px;
  font-weight: 700;
  letter-spacing: .085em;
  line-height: 1.25;
  text-transform: uppercase;
}

.advisor-card-copy > p {
  margin: 9px auto 0;
  max-width: 285px;
  color: rgba(6, 44, 39, .76);
  font-size: 12px;
  font-weight: 700;
  line-height: 1.35;
}

.advisor-trust-points {
  display: flex;
  flex-wrap: wrap;
  gap: 5px 7px;
  margin: 11px 0 12px;
  padding: 0;
  list-style: none;
}

.advisor-trust-points li {
  position: relative;
  padding: 0 0 0 12px;
  border: 0;
  border-radius: 999px;
  background: transparent;
  color: #062c27;
  font-size: 10px;
  font-weight: 900;
  letter-spacing: .015em;
  line-height: 1.25;
}

.advisor-trust-points li::before {
  content: "";
  position: absolute;
  left: 0;
  top: .36em;
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: #062c27;
  box-shadow: 0 0 0 3px rgba(6, 44, 39, .08);
}

.advisor-phone-icon {
  width: 17px;
  height: 17px;
  flex: 0 0 17px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.advisor-card-cta {
  grid-column: 2;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  margin-top: 0;
  min-height: 44px;
  padding: 12px 16px;
  border-radius: 999px;
  background:
    linear-gradient(180deg, #0b3e36, #052b25);
  color: #fff;
  font-size: 13px;
  font-weight: 900;
  letter-spacing: .01em;
  line-height: 1.1;
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, .14),
    0 12px 25px rgba(3, 43, 36, .28);
  transition: transform 220ms ease, background 220ms ease, box-shadow 220ms ease, color 220ms ease;
}

.advisor-card-cta:hover,
.advisor-card-cta:focus-visible,
.advisor-card-cta.mobile-touch-active {
  transform: translateY(-2px);
  background:
    linear-gradient(180deg, #0f4a41, #062f29);
  color: #fff8df;
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, .18),
    0 16px 31px rgba(3, 43, 36, .34),
    0 0 0 4px rgba(221, 180, 76, .18);
}

.advisor-card-note {
  grid-column: 1 / -1;
  margin: 9px 0 0;
  color: rgba(6, 44, 39, .72);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: .03em;
  line-height: 1.25;
}

.floating-phone {
  display: none;
}

.floating-phone-icon {
  width: 20px;
  height: 20px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2.2;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.hero-trust {
  display: inline-flex;
  gap: 0;
  padding: 11px 14px;
  border: 1px solid rgba(240, 212, 127, .21);
  border-radius: 8px;
  background: rgba(255, 255, 255, .075);
  color: rgba(244, 248, 247, .86);
  box-shadow: 0 12px 35px rgba(0, 0, 0, .09);
  backdrop-filter: blur(9px);
  -webkit-backdrop-filter: blur(9px);
}

.hero-trust span {
  padding: 0 14px;
  white-space: nowrap;
}

.hero-trust span + span {
  border-left: 1px solid rgba(255, 255, 255, .16);
}

.hero-credibility {
  display: flex;
  align-items: center;
  gap: 10px;
  margin: 13px 0 0;
  color: rgba(202, 219, 214, .72);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: .055em;
  text-transform: uppercase;
}

.hero-reputation {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  margin-top: 12px;
  max-width: 100%;
  min-height: 46px;
  padding: 9px 15px;
  border: 1px solid rgba(240, 212, 127, .3);
  border-radius: 7px;
  background: linear-gradient(110deg, rgba(221, 180, 76, .2), rgba(255, 255, 255, .075));
  box-shadow: 0 12px 30px rgba(0, 0, 0, .12);
  color: #fff;
  transition: border-color 220ms ease, background 220ms ease, transform 220ms ease;
}

.hero-video-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 13px;
  margin-top: 12px;
  padding: 12px 16px;
  border: 1px solid rgba(240, 212, 127, .34);
  border-radius: 12px;
  background: rgba(255, 255, 255, .09);
  color: #fff;
  font-family: inherit;
  cursor: pointer;
  box-shadow: 0 12px 30px rgba(0, 0, 0, .14);
  transition: transform 220ms ease, border-color 220ms ease, background 220ms ease, box-shadow 220ms ease;
}

.hero-video-button:hover,
.hero-video-button:focus-visible {
  transform: translateY(-2px);
  border-color: rgba(240, 212, 127, .68);
  background: rgba(255, 255, 255, .13);
  box-shadow: 0 16px 36px rgba(0, 0, 0, .18);
  outline: 0;
}

.play-icon {
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  flex: 0 0 38px;
  border-radius: 999px;
  background: linear-gradient(135deg, #fff0ba, #ddb44c 52%, #b98720);
  color: #062c27;
  font-size: 13px;
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, .5), 0 8px 18px rgba(0, 0, 0, .18);
}

.hero-video-button strong,
.hero-video-button small {
  display: block;
  text-align: left;
}

.hero-video-button strong {
  font-size: 13px;
  line-height: 1.1;
}

.hero-video-button small {
  margin-top: 3px;
  color: rgba(221, 234, 230, .78);
  font-size: 11px;
  line-height: 1.25;
}

.hero-video-card {
  position: relative;
  isolation: isolate;
  display: block;
  width: min(540px, 100%);
  padding: 12px;
  border: 1px solid rgba(255, 255, 255, .12);
  border-radius: 24px;
  background: rgba(255, 255, 255, .055);
  color: #fff;
  cursor: pointer;
  overflow: hidden;
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, .08),
    0 26px 70px rgba(0, 0, 0, .28);
  transition: transform 220ms ease, box-shadow 220ms ease, border-color 220ms ease;
}

.hero-video-card:hover,
.hero-video-card:focus-visible {
  transform: translateY(-4px);
  border-color: rgba(255, 255, 255, .2);
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, .1),
    0 32px 84px rgba(0, 0, 0, .34),
    0 0 0 4px rgba(221, 180, 76, .12);
  outline: 0;
}

.hero-video-preview {
  position: relative;
  display: block;
  aspect-ratio: 16 / 9;
  overflow: hidden;
  border-radius: 17px;
  background:
    radial-gradient(circle at 50% 45%, rgba(221, 180, 76, .16), transparent 34%),
    #031815;
}

.hero-video-preview video {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  opacity: .92;
}

.hero-video-preview::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(180deg, rgba(3, 24, 21, .04), rgba(3, 24, 21, .34)),
    radial-gradient(circle at 50% 50%, transparent 0 28%, rgba(3, 24, 21, .2) 70%);
}

.hero-video-play {
  position: absolute;
  left: 50%;
  top: 50%;
  z-index: 2;
  display: grid;
  place-items: center;
  width: 76px;
  height: 76px;
  border: 1px solid rgba(255, 242, 192, .72);
  border-radius: 999px;
  background:
    linear-gradient(135deg, #fff0ba 0%, #ddb44c 50%, #b98720 100%);
  color: #062c27;
  font-size: 24px;
  transform: translate(-50%, -50%);
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, .52),
    0 18px 38px rgba(0, 0, 0, .28);
}

.hero-video-copy {
  display: block;
  padding: 18px 16px 14px;
  text-align: left;
}

.hero-video-copy small,
.hero-video-copy strong,
.hero-video-copy em {
  display: block;
}

.hero-video-copy small {
  color: #f0d47f;
  font-size: 10px;
  font-weight: 900;
  letter-spacing: .14em;
  text-transform: uppercase;
}

.hero-video-copy strong {
  margin-top: 8px;
  color: #fff;
  font-size: 22px;
  line-height: 1.14;
  letter-spacing: -.03em;
}

.hero-video-copy em {
  margin-top: 8px;
  color: rgba(221, 234, 230, .8);
  font-size: 13px;
  font-style: normal;
  line-height: 1.45;
}

.hero-primary-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  margin-top: 14px;
  padding: 15px 24px;
  border: 1px solid rgba(255, 237, 175, .5);
  border-radius: 10px;
  background: linear-gradient(135deg, #d7a832 0%, #f1d477 48%, #d7a832 100%);
  color: #15332d;
  font-weight: 900;
  box-shadow: 0 12px 28px rgba(0, 0, 0, .18), inset 0 1px 0 rgba(255, 255, 255, .42);
  transition: transform 220ms ease, box-shadow 220ms ease, filter 220ms ease;
}

.hero-primary-cta:hover,
.hero-primary-cta:focus-visible {
  transform: translateY(-2px);
  filter: brightness(1.035);
  box-shadow: 0 16px 34px rgba(0, 0, 0, .24), inset 0 1px 0 rgba(255, 255, 255, .5);
  outline: 0;
}

.section-transition {
  display: inline-flex;
  flex-direction: column;
  align-items: center;
  gap: 3px;
  width: fit-content;
  max-width: min(720px, 100%);
  color: rgba(238, 245, 242, .66);
  line-height: 1.35;
  text-align: center;
  text-decoration: none;
}

.section-transition > span {
  color: rgba(255, 255, 255, .72);
  font-size: 17.5px;
  font-weight: 400;
  letter-spacing: -.005em;
}

.section-transition > strong {
  color: rgba(255, 255, 255, .84);
  font-size: 20px;
  font-weight: 700;
  letter-spacing: -.01em;
}

.section-transition i {
  display: inline-block;
  color: #f0d47f;
  font-size: 1.18em;
  font-style: normal;
  animation: heroCueBounce 1.8s ease-in-out infinite;
}

.section-transition:hover > strong,
.section-transition:focus-visible > strong {
  color: #fff;
}

.section-transition:focus-visible {
  outline: 2px solid rgba(240, 212, 127, .6);
  outline-offset: 6px;
  border-radius: 8px;
}

.hero-next-step {
  margin: 26px 0 0;
}

@keyframes heroCueBounce {
  0%, 100% {
    transform: translateY(0);
  }

  50% {
    transform: translateY(3px);
  }
}

@media (prefers-reduced-motion: reduce) {
  .section-transition i {
    animation: none;
  }
}

.video-modal {
  position: fixed;
  inset: 0;
  z-index: 2000;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 24px;
}

.video-modal.is-open {
  display: flex;
}

.video-modal__backdrop {
  position: absolute;
  inset: 0;
  background: rgba(3, 24, 21, .78);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
}

.video-modal__panel {
  position: relative;
  z-index: 1;
  width: min(980px, 100%);
  border: 1px solid rgba(240, 212, 127, .38);
  border-radius: 18px;
  background: #062c27;
  box-shadow: 0 28px 90px rgba(0, 0, 0, .42);
  overflow: hidden;
}

.video-modal__video {
  display: block;
  width: 100%;
  max-height: min(76vh, 720px);
  background: #000;
}

.video-modal__close {
  position: absolute;
  top: 12px;
  right: 12px;
  z-index: 2;
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  border: 1px solid rgba(255, 255, 255, .24);
  border-radius: 999px;
  background: rgba(3, 24, 21, .72);
  color: #fff;
  cursor: pointer;
  font-size: 28px;
  line-height: 1;
}

.google-brand {
  display: inline-block;
  width: auto;
  height: auto;
  border: 0;
  border-radius: 0;
  background: conic-gradient(from -45deg, #4285f4 0 25%, #34a853 0 46%, #fbbc05 0 70%, #ea4335 0 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  box-shadow: none;
  font-family: Arial, sans-serif;
  font-size: 25px;
  font-weight: 700;
  line-height: 1;
}

.hero-reputation:hover {
  border-color: rgba(240, 212, 127, .58);
  background: linear-gradient(110deg, rgba(221, 180, 76, .26), rgba(255, 255, 255, .1));
  transform: translateY(-1px);
}

.rating-divider {
  width: 1px;
  height: 21px;
  background: rgba(255, 255, 255, .55);
}

.google-rating-label {
  color: #fff;
  font-size: 13px;
  font-weight: 600;
  white-space: nowrap;
}

.rating-stars {
  color: transparent !important;
  font-size: 16px !important;
  line-height: 1 !important;
  letter-spacing: 1px;
  background: linear-gradient(110deg, #bd861c 0%, #e8b942 22%, #fff0a8 43%, #d8a02b 58%, #f5d978 76%, #b97f16 100%);
  background-size: 220% 100%;
  background-position: 100% center;
  -webkit-background-clip: text;
  background-clip: text;
  filter: drop-shadow(0 1px 4px rgba(221, 180, 76, .24));
  white-space: nowrap;
  animation: rating-star-shine 4.8s ease-in-out infinite;
}

@keyframes rating-star-shine {
  0%, 72%, 100% { background-position: 100% center; }
  84% { background-position: 0% center; }
}

@media (prefers-reduced-motion: reduce) {
  .rating-stars {
    animation: none;
    background-position: 45% center;
  }
}

.rating-count {
  color: rgba(242, 247, 245, .9) !important;
  font-size: 13px !important;
  white-space: nowrap;
}

.rating-count b {
  color: #fff;
  font-weight: 700;
}

@media (min-width: 761px) {
  .hero {
    height: 760px;
    min-height: 760px;
    overflow: hidden;
    background:
      radial-gradient(circle at 77% 45%, rgba(221, 180, 76, .18), transparent 24%),
      radial-gradient(circle at 17% 24%, rgba(255, 240, 186, .08), transparent 27%),
      radial-gradient(circle at 44% 86%, rgba(221, 180, 76, .08), transparent 28%),
      linear-gradient(135deg, #052b25 0%, #003b31 54%, #062c27 100%);
  }

  .hero::after {
    content: "";
    position: absolute;
    right: -70px;
    bottom: -120px;
    width: 520px;
    height: 520px;
    background: url("mgs-monogram.png") center/contain no-repeat;
    opacity: .055;
    pointer-events: none;
    z-index: 1;
  }

  .hero-photo {
    display: none;
  }

  .hero-shade {
    background:
      linear-gradient(90deg, rgba(3, 43, 36, .74) 0%, rgba(3, 59, 49, .46) 48%, rgba(3, 43, 36, .68) 100%);
  }

  .hero-content {
    top: 50%;
    left: clamp(34px, 6.5vw, 118px);
    right: clamp(34px, 6.5vw, 118px);
    display: grid;
    grid-template-columns: minmax(420px, 620px) minmax(430px, 620px);
    column-gap: clamp(42px, 6vw, 88px);
    row-gap: 0;
    align-items: center;
    width: auto;
    max-width: none;
    padding-left: 0;
    text-align: left;
    transform: translateY(-50%);
  }

  .hero-content::before {
    display: none;
  }

  .hero .kicker,
  .hero h1 {
    grid-column: 1;
    justify-self: start;
  }

  .hero .kicker {
    display: none;
  }

  .hero h1 {
    max-width: 610px;
    margin-bottom: 28px;
    color: #e7bc4e;
    background-image: var(--brand-gold-gradient);
    background-clip: text;
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    font-size: clamp(70px, 6.4vw, 104px);
    line-height: .98;
    letter-spacing: -.055em;
    text-shadow: 0 8px 26px rgba(0, 0, 0, .24);
  }

  .hero-content > p:not(.hero-credibility) {
    display: block;
    grid-column: 1;
    max-width: 620px;
    margin: 0 0 30px;
    color: rgba(255, 255, 255, .88);
    font-size: clamp(22px, 2vw, 31px);
    line-height: 1.35;
    letter-spacing: -.018em;
    text-wrap: pretty;
  }

  .hero-content > p:not(.hero-credibility) strong {
    color: #fff;
    font-weight: 900;
    text-decoration-line: underline;
    text-decoration-color: #ddb44c;
    text-decoration-thickness: .08em;
    text-underline-offset: .18em;
  }

  .hero-actions {
    grid-column: 2;
    grid-row: 1 / span 4;
    width: min(620px, 100%);
    margin: 0;
    justify-self: end;
  }

  .hero-video-card {
    width: 100%;
    padding: 10px;
    border-radius: 30px;
  }

  .hero-video-preview {
    aspect-ratio: 16 / 9;
    border-radius: 24px;
  }

  .hero-video-play {
    width: 92px;
    height: 92px;
    font-size: 27px;
  }

  .advisor-contact {
    grid-template-columns: 1fr;
    justify-items: stretch;
    gap: 0;
    width: min(380px, 100%);
    max-width: 380px;
    min-height: 0;
    margin: 0 auto;
    padding: 14px;
    border-radius: 28px;
    text-align: center;
  }

  .advisor-contact::after {
    inset: auto 28px 118px;
    height: 1px;
    background: linear-gradient(90deg, transparent, rgba(3, 43, 36, .34), transparent);
  }

  .advisor-photo {
    display: block;
  }

  .advisor-photo img {
    width: 100%;
    height: 220px;
    border-radius: 22px;
    object-position: 50% 24%;
  }

  .advisor-photo span {
    position: relative;
    z-index: 2;
    width: fit-content;
    margin: -18px auto 0;
    padding: 9px 16px;
    font-size: 10px;
  }

  .advisor-card-copy {
    padding: 14px 8px 0;
  }

  .advisor-card-copy > span {
    font-size: 26px;
  }

  .advisor-card-copy > small {
    font-size: 10px;
  }

  .advisor-card-copy > p {
    margin-top: 8px;
    font-size: 11.5px;
  }

  .advisor-trust-points {
    justify-content: center;
    margin: 10px 0 11px;
  }

  .advisor-trust-points li {
    font-size: 10.5px;
  }

  .advisor-card-cta {
    grid-column: auto;
    min-height: 46px;
    border-radius: 999px;
    font-size: 14px;
  }

  .advisor-card-note {
    margin-top: 8px;
    font-size: 10.5px;
  }

  .hero-reputation {
    grid-column: 1;
    grid-row: 4;
    justify-self: center;
    justify-content: center;
    width: max-content;
    max-width: 100%;
    min-height: 0;
    margin-top: 24px;
    padding: 0;
    border: 0;
    border-radius: 0;
    background: transparent;
    box-shadow: none;
    color: #fff3d2;
    font-size: 20px;
  }

  .hero-primary-cta {
    grid-column: 1;
    grid-row: 3;
    justify-self: center;
    min-width: min(430px, 100%);
    min-height: 72px;
    margin-top: 0;
    padding: 20px 34px;
    border-radius: 10px;
    font-size: clamp(19px, 1.7vw, 25px);
    letter-spacing: -.018em;
  }

  .hero-next-step {
    grid-column: 1;
    grid-row: 5;
    justify-self: center;
    max-width: 430px;
    margin-top: 34px;
  }

  .hero-video-button {
    display: none;
  }
}

@media (max-width: 760px) {
  .hero {
    height: 750px;
    min-height: 750px;
  }

  .hero-photo {
    display: none;
  }

  .hero-shade {
    background:
      radial-gradient(circle at 50% 36%, rgba(221, 180, 76, .14), transparent 34%),
      linear-gradient(90deg, rgba(3, 43, 36, .93), rgba(3, 43, 36, .78));
  }

  .hero-content {
    padding-left: 18px;
    top: 46%;
  }

  .hero-content::before {
    display: none;
  }

  .hero .kicker {
    display: none;
  }

  .hero h1 {
    margin-bottom: 17px;
    color: #e7bc4e;
    background-image: var(--brand-gold-gradient);
    background-clip: text;
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    font-size: clamp(38px, 10.4vw, 43px);
    line-height: 1.04;
  }

  .hero-content > p:not(.hero-credibility) {
    font-size: 16px;
    line-height: 1.55;
  }

  .hero-content > p:not(.hero-credibility) strong {
    color: #fff;
    font-weight: 900;
    text-decoration-line: underline;
    text-decoration-color: #ddb44c;
    text-decoration-thickness: .08em;
    text-underline-offset: .18em;
  }

  .hero-actions {
    gap: 0;
    margin: 24px 0 0;
  }

  .hero-actions .btn.gold {
    display: none;
  }

  .advisor-contact {
    display: grid;
    grid-template-columns: 132px 1fr;
    align-items: stretch;
    min-width: 0;
    min-height: 0;
    width: 100%;
    gap: 13px;
    padding: 14px;
    border-radius: 24px;
    background:
      radial-gradient(circle at 12% 18%, rgba(255, 255, 255, .34), transparent 26%),
      linear-gradient(135deg, #f7e7a8 0%, #ddb44c 47%, #b98720 100%);
    box-shadow:
      inset 0 1px 0 rgba(255, 255, 255, .46),
      inset 0 -1px 0 rgba(82, 51, 4, .22),
      0 16px 36px rgba(0, 0, 0, .23);
  }

  .advisor-contact::after {
    inset: 12px 13px auto 162px;
  }

  .advisor-photo {
    align-content: start;
    gap: 8px;
  }

  .advisor-photo img {
    width: 132px;
    height: 138px;
    margin: 0;
    border-radius: 20px;
  }

  .advisor-card-copy {
    min-width: 0;
    align-self: stretch;
  }

  .advisor-photo span {
    padding: 6px 5px;
    font-size: 8.7px;
  }

  .advisor-card-copy > span {
    font-size: 22.5px;
  }

  .advisor-card-copy > small {
    font-size: 9.5px;
    margin-bottom: 7px;
  }

  .advisor-trust-points {
    gap: 5px 7px;
    margin: 11px 0 12px;
  }

  .advisor-trust-points li {
    padding: 0 0 0 11px;
    font-size: 8.6px;
  }

  .advisor-phone-icon {
    width: 17px;
    height: 17px;
    flex-basis: 17px;
  }

  .advisor-card-cta {
    grid-column: 1 / -1;
    min-height: 44px;
    margin-top: 0;
    padding: 11px 10px;
    border-radius: 999px;
    font-size: 13px;
  }

  .floating-phone {
    position: fixed;
    right: 18px;
    bottom: calc(18px + env(safe-area-inset-bottom));
    z-index: 120;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 56px;
    height: 56px;
    padding: 0;
    border: 1px solid rgba(255, 242, 192, .82);
    border-radius: 999px;
    background:
      linear-gradient(135deg, #fff0ba 0%, #ddb44c 48%, #b98720 100%);
    color: #062c27;
    box-shadow:
      inset 0 1px 0 rgba(255, 255, 255, .52),
      inset 0 -1px 0 rgba(82, 51, 4, .2),
      0 16px 35px rgba(0, 0, 0, .26);
    transition: transform 220ms ease, box-shadow 220ms ease, filter 220ms ease;
  }

  .floating-phone span {
    position: absolute;
    width: 1px;
    height: 1px;
    margin: -1px;
    overflow: hidden;
    clip: rect(0 0 0 0);
    white-space: nowrap;
  }

  .floating-phone .floating-phone-icon {
    width: 24px;
    height: 24px;
  }

  .floating-phone:hover,
  .floating-phone:focus-visible,
  .floating-phone.mobile-touch-active {
    transform: translateY(-2px);
    filter: brightness(1.035);
    box-shadow:
      inset 0 1px 0 rgba(255, 255, 255, .58),
      inset 0 -1px 0 rgba(82, 51, 4, .22),
      0 20px 42px rgba(0, 0, 0, .3);
  }

  .hero-trust {
    display: flex;
    width: 100%;
    padding: 10px 13px;
  }

  .hero-trust span {
    padding: 2px 0;
    white-space: normal;
  }

  .hero-trust span + span {
    border-left: 0;
  }

  .hero-credibility {
    flex-wrap: wrap;
  }

  .about-copy .principles {
    grid-template-columns: 1fr;
  }

  .hero-reputation {
    display: flex;
    flex-wrap: wrap;
    gap: 6px 9px;
    width: 100%;
    min-height: 0;
    padding: 0;
    align-items: center;
    justify-content: center;
    border: 0;
    border-radius: 0;
    background: transparent;
    box-shadow: none;
    color: rgba(238, 245, 242, .86);
  }

  .hero-video-button {
    width: 100%;
    margin-top: 12px;
  }

  .hero-video-card {
    width: 100%;
    padding: 9px;
    border-radius: 18px;
  }

  .hero-video-play {
    width: 58px;
    height: 58px;
    font-size: 18px;
  }

  .hero-video-copy {
    padding: 14px 12px 12px;
  }

  .hero-video-copy strong {
    font-size: 18px;
  }

  .hero-video-copy em {
    font-size: 12px;
  }

  .hero-primary-cta {
    width: 100%;
  }

  .hero-next-step {
    width: 100%;
    margin-top: 28px;
    text-align: center;
  }

  .section-transition > span {
    font-size: 15.5px;
  }

  .section-transition > strong {
    font-size: 18px;
  }

  .rating-divider {
    display: none;
  }

  .google-brand {
    font-size: 18px;
    order: 3;
  }

  .google-rating-label {
    order: 4;
    white-space: normal;
    font-size: 12px;
  }

  .rating-stars {
    order: 1;
    font-size: 14px !important;
    flex: 0 0 auto;
  }

  .rating-count {
    order: 2;
    flex: 0 0 auto;
    font-size: 12px !important;
  }

  .rating-count {
    order: 2;
    font-size: 12px !important;
  }
}

/* Premium Google reviews section */
.google-reviews {
  padding: 95px clamp(24px, 7vw, 110px);
  background:
    radial-gradient(circle at 88% 10%, rgba(221, 180, 76, .12), transparent 30%),
    #003b31;
  text-align: left;
}

.reviews-head {
  display: grid;
  grid-template-columns: minmax(0, 960px);
  gap: 10px;
  align-items: start;
  margin-bottom: 44px;
}

.reviews-head .section-label {
  color: #f0d47f;
}

.reviews-head h2 {
  grid-column: 1;
  margin: 14px 0 0;
  color: #fff;
  font-size: clamp(34px, 4vw, 56px);
  letter-spacing: -.04em;
}

.reviews-rating {
  grid-column: 1;
  grid-row: auto;
  display: flex;
  align-items: center;
  gap: 12px;
  width: fit-content;
  max-width: 100%;
  margin-top: 0;
  padding: 13px 16px;
  border: 1px solid rgba(240, 212, 127, .34);
  border-radius: 10px;
  background: rgba(255, 255, 255, .08);
  color: #fff;
  white-space: nowrap;
}

.reviews-rating .rating-stars,
.review-cards .rating-stars {
  color: transparent !important;
  background: linear-gradient(110deg, #bd861c 0%, #e8b942 22%, #fff0a8 43%, #d8a02b 58%, #f5d978 76%, #b97f16 100%);
  -webkit-background-clip: text;
  background-clip: text;
  filter: drop-shadow(0 1px 4px rgba(221, 180, 76, .24));
}

.reviews-rating strong,
.reviews-rating em {
  font-size: 13px;
  font-style: normal;
}

.reviews-rating i {
  width: 1px;
  height: 23px;
  background: rgba(255, 255, 255, .45);
}

.reviews-rating b {
  font-family: Arial, sans-serif;
  font-size: 24px;
  line-height: 1;
  background: conic-gradient(from -45deg, #4285f4 0 25%, #34a853 0 46%, #fbbc05 0 70%, #ea4335 0 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.review-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.testimonial-slider {
  display: grid;
  grid-template-columns: auto minmax(0, 720px) auto;
  gap: clamp(14px, 3vw, 26px);
  align-items: center;
  justify-content: center;
  max-width: 900px;
  margin: 0 auto;
}

.testimonial-slider .review-cards {
  grid-template-columns: 1fr;
  width: 100%;
  overflow: hidden;
}

.testimonial-arrow {
  display: inline-grid;
  place-items: center;
  width: 48px;
  height: 48px;
  border: 1px solid rgba(240, 212, 127, .5);
  border-radius: 999px;
  background: rgba(255, 255, 255, .06);
  color: #f0d47f;
  font-size: 38px;
  font-weight: 300;
  line-height: 1;
  cursor: pointer;
  transition: transform 220ms ease, background 220ms ease, border-color 220ms ease, color 220ms ease;
}

.testimonial-arrow:hover,
.testimonial-arrow:focus-visible {
  transform: translateY(-1px);
  border-color: rgba(240, 212, 127, .9);
  background: rgba(240, 212, 127, .14);
  color: #fff0ba;
  outline: 0;
}

.review-cards article {
  position: relative;
  display: flex;
  min-height: 306px;
  flex-direction: column;
  padding: 39px 34px 36px;
  border: 1px solid rgba(240, 212, 127, .26);
  border-radius: 12px;
  background: #fbf4e6;
  box-shadow: 0 10px 26px rgba(0, 0, 0, .08);
  overflow: hidden;
}

.review-cards article::before {
  content: "“";
  position: absolute;
  top: 18px;
  right: 26px;
  color: rgba(221, 180, 76, .16);
  font: 700 92px/1 Georgia, serif;
  pointer-events: none;
}

.review-cards .rating-stars {
  position: relative;
  z-index: 1;
  display: block;
  margin-bottom: 28px;
  font-size: 22px !important;
  letter-spacing: .08em;
}

.review-cards p {
  position: relative;
  z-index: 1;
  margin: 0 0 28px;
  color: #17342e;
  font: 500 22px/1.72 Georgia, serif;
  letter-spacing: 0;
  text-transform: none;
}

.review-cards small {
  position: relative;
  z-index: 1;
  margin-top: auto;
  color: #65746f;
  font-size: 13px;
  font-weight: 850;
  letter-spacing: .04em;
  text-transform: none;
}

.review-cards.testimonial-carousel {
  display: flex;
  gap: 14px;
  cursor: pointer;
  transition: transform 420ms cubic-bezier(.22, .72, .22, 1);
  will-change: transform;
}

.review-cards.testimonial-carousel:focus-visible {
  outline: 2px solid rgba(240, 212, 127, .62);
  outline-offset: 6px;
  border-radius: 12px;
}

.review-cards.testimonial-carousel article {
  display: flex;
  flex: 0 0 100%;
  width: 100%;
  opacity: .46;
  transform: scale(.985);
  transition: opacity 320ms ease, transform 420ms cubic-bezier(.22, .72, .22, 1);
}

.review-cards.testimonial-carousel article.is-active {
  opacity: 1;
  transform: scale(1);
}

body#page-top main#top .testimonial-slider {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 18px 10px;
  max-width: min(920px, 100%);
  overflow: hidden;
}

body#page-top main#top .testimonial-slider .review-cards {
  flex: 0 0 calc(100% + 74px);
  order: 1;
  width: calc(100% + 74px);
  margin-right: -74px;
  overflow: visible;
}

body#page-top main#top .review-cards.testimonial-carousel {
  gap: 6px;
}

body#page-top main#top .review-cards.testimonial-carousel article {
  flex-basis: calc(100% - 74px);
  width: auto;
  margin-right: 0;
}

body#page-top main#top .testimonial-arrow {
  order: 2;
}

.reviews-transition {
  display: flex;
  margin: clamp(48px, 6vw, 76px) auto 0;
}

.reviews-action {
  display: flex;
  justify-content: center;
  margin-top: 34px;
}

.reviews-cta {
  margin-top: 0;
}

.review {
  position: relative;
  overflow: hidden;
  margin: 0;
  border-radius: 0;
  background: #003b31;
}

.review::after {
  content: "";
  position: absolute;
  right: clamp(20px, 5vw, 80px);
  bottom: -52px;
  width: 235px;
  height: 235px;
  background: url("mgs-monogram.png") center/contain no-repeat;
  opacity: .07;
  pointer-events: none;
}

.review-copy,
.review form {
  position: relative;
  z-index: 1;
}

.review-copy h2 {
  color: #fff;
}

.review-copy ul {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px 16px;
  margin: 28px 0;
}

.review-copy li {
  margin: 0;
  padding: 12px 13px;
  border: 1px solid rgba(240, 212, 127, .18);
  border-radius: 8px;
  background: rgba(255, 255, 255, .055);
}

.review-phone {
  display: inline-flex;
  flex-direction: column;
  gap: 3px;
  color: rgba(221, 234, 230, .78);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .05em;
  text-transform: uppercase;
}

.review-phone strong {
  color: #f0d47f;
  font-size: 17px;
  letter-spacing: 0;
  text-transform: none;
}

.review-phone:hover strong {
  color: #fff0ba;
}

.review form {
  border-radius: 12px;
  box-shadow: 0 22px 55px rgba(0, 0, 0, .18);
}

.review form .btn.gold {
  border: 1px solid rgba(255, 237, 175, .5);
  border-radius: 8px;
  background: linear-gradient(135deg, #d7a832 0%, #f1d477 48%, #d7a832 100%);
  color: #15332d;
  box-shadow: 0 12px 28px rgba(0, 0, 0, .12), inset 0 1px 0 rgba(255, 255, 255, .42);
  transition: transform 220ms ease, box-shadow 220ms ease, filter 220ms ease;
}

.review form .btn.gold:hover {
  transform: translateY(-2px);
  filter: brightness(1.035);
  box-shadow: 0 16px 34px rgba(0, 0, 0, .18), inset 0 1px 0 rgba(255, 255, 255, .5);
}

/* Homepage structure inspired by high-converting Medicare agency pages, adapted to MGS. */
.mgs-proof-band {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 1px;
  background: rgba(0, 59, 49, .16);
  border-top: 1px solid rgba(221, 180, 76, .36);
  border-bottom: 1px solid rgba(0, 59, 49, .12);
}

.mgs-proof-band div {
  display: grid;
  place-items: center;
  min-height: 118px;
  padding: 22px 16px;
  background:
    radial-gradient(circle at 50% 0%, rgba(240, 212, 127, .16), transparent 44%),
    #fff;
  text-align: center;
}

.mgs-proof-band strong {
  color: #003b31;
  font-family: 'Libre Franklin', Arial, sans-serif;
  font-size: clamp(24px, 2.5vw, 38px);
  font-weight: 800;
  letter-spacing: -.04em;
  line-height: 1;
}

.mgs-proof-band span {
  margin-top: 8px;
  color: #65746f;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: .12em;
  line-height: 1.35;
  text-transform: uppercase;
}

.mgs-confusion {
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  gap: clamp(34px, 6vw, 90px);
  align-items: center;
  padding: 105px clamp(24px, 7vw, 110px);
  background:
    radial-gradient(circle at 90% 12%, rgba(221, 180, 76, .14), transparent 30%),
    linear-gradient(180deg, #fbf8ef 0%, #f4efe4 100%);
}

.mgs-help-intro {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(320px, .68fr);
  column-gap: clamp(34px, 6vw, 84px);
  row-gap: clamp(26px, 4vw, 62px);
  align-items: center;
  padding: 105px clamp(24px, 7vw, 110px);
  background:
    radial-gradient(circle at 88% 12%, rgba(221, 180, 76, .14), transparent 30%),
    linear-gradient(180deg, #fbf8ef 0%, #f4efe4 100%);
}

.mgs-help-title {
  grid-column: 1 / -1;
  max-width: 940px;
  margin: 0 0 18px;
  text-align: left;
}

.mgs-help-title h2 {
  margin: 16px 0 18px;
  color: #003b31;
  font-size: clamp(44px, 5vw, 74px);
  letter-spacing: -.052em;
}

.mgs-help-title p {
  max-width: 760px;
  margin: 0;
  color: #65746f;
  font-size: 19px;
  line-height: 1.7;
}

.mgs-help-title p .mgs-help-lead {
  display: block;
  margin: 0 0 7px;
  font-size: 1.08em;
  font-weight: 750;
  line-height: 1.45;
}

.mgs-help-title p span {
  display: block;
}

.mgs-help-copy {
  max-width: 820px;
}

.mgs-help-copy h2 {
  margin: 16px 0 20px;
  color: #003b31;
  font-size: clamp(38px, 4.6vw, 66px);
  letter-spacing: -.047em;
}

.mgs-help-copy > p {
  max-width: 690px;
  color: #65746f;
  font-size: 18px;
  line-height: 1.7;
}

.mgs-help-checklist {
  display: grid;
  gap: 0;
  max-width: 780px;
  margin: 0 0 30px;
  padding: 0;
  border: 0;
  list-style: none;
  background: transparent;
  box-shadow: none;
}

.mgs-help-checklist li {
  position: relative;
  display: grid;
  grid-template-columns: auto max-content 1fr;
  align-items: baseline;
  padding: 24px 0 27px;
  border: 0;
  border-radius: 0;
  background: transparent;
  box-shadow: none;
}

.mgs-help-checklist li::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 1px;
  background: linear-gradient(90deg, rgba(0, 59, 49, .42) 0%, rgba(221, 180, 76, .46) 34%, rgba(0, 59, 49, .08) 100%);
}

.mgs-help-checklist strong,
.mgs-help-checklist small {
  display: block;
}

.mgs-help-checklist li::before {
  content: "✓";
  grid-column: 1;
  margin-right: .62em;
  color: #f0d47f;
  font-size: 1.02em;
  font-weight: 900;
  line-height: 1;
}

.mgs-help-checklist strong {
  margin-bottom: 0;
  color: #003b31;
  font-size: 20px;
  line-height: 1.2;
}

.mgs-help-checklist small {
  display: block;
  grid-column: 3;
  color: #65746f;
  font-size: 16.5px;
  line-height: 1.65;
}

.mgs-help-checklist strong {
  display: block;
  grid-column: 2;
  font-size: 22px;
  font-weight: 850;
  line-height: 1.32;
}

.mgs-help-checklist strong::after {
  content: "";
  display: inline-block;
  width: 1.1em;
}

.mgs-help-cta {
  margin-top: 0;
}

.mgs-help-portrait {
  position: relative;
  isolation: isolate;
  justify-self: end;
  width: min(430px, 100%);
  padding: 12px;
  border-radius: 30px;
  background:
    linear-gradient(#003b31, #003b31) padding-box,
    var(--brand-gold-gradient) border-box;
  border: 1px solid transparent;
  box-shadow: 0 28px 70px rgba(0, 42, 34, .18);
}

.mgs-help-portrait::before {
  content: "";
  position: absolute;
  inset: auto -28px -34px auto;
  width: 180px;
  height: 180px;
  background: url("mgs-monogram.png") center/contain no-repeat;
  opacity: .08;
  z-index: -1;
}

.mgs-help-portrait img {
  display: block;
  width: 100%;
  aspect-ratio: 4 / 5;
  border-radius: 22px;
  object-fit: cover;
  object-position: 50% 25%;
}

.mgs-help-portrait div {
  margin: -42px auto 0;
  position: relative;
  z-index: 2;
  width: calc(100% - 34px);
  padding: 16px 18px;
  border: 1px solid rgba(255, 240, 186, .3);
  border-radius: 18px;
  background: rgba(6, 44, 39, .92);
  color: #fff;
  text-align: center;
  box-shadow: 0 18px 40px rgba(0, 0, 0, .22);
}

.mgs-help-portrait span,
.mgs-help-portrait strong {
  display: block;
}

.mgs-help-portrait span {
  color: #f2d680;
  font-size: 11px;
  font-weight: 900;
  letter-spacing: .12em;
  text-transform: uppercase;
}

.mgs-help-portrait strong {
  margin-top: 4px;
  font-size: 28px;
  letter-spacing: -.03em;
}

.mgs-help-transition {
  grid-column: 1 / -1;
  justify-self: center;
  margin: clamp(2px, 1vw, 10px) auto 0;
}

.mgs-confusion h2,
.mgs-help h2,
.mgs-free-service h2 {
  margin: 16px 0 20px;
  color: #003b31;
  font-size: clamp(36px, 4.4vw, 62px);
  letter-spacing: -.045em;
}

.mgs-confusion p,
.mgs-help-head p,
.mgs-free-service p {
  color: #65746f;
  font-size: 18px;
  line-height: 1.7;
}

.mgs-question-cloud {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.mgs-question-cloud span {
  display: flex;
  align-items: center;
  min-height: 74px;
  padding: 17px 18px;
  border: 1px solid rgba(0, 59, 49, .12);
  border-left: 3px solid #ddb44c;
  border-radius: 12px;
  background: rgba(255, 255, 255, .82);
  color: #17342e;
  font-weight: 800;
  line-height: 1.3;
  box-shadow: 0 16px 38px rgba(0, 42, 34, .07);
}

.mgs-help {
  padding: 105px clamp(24px, 7vw, 110px);
  background: #fff;
}

.mgs-help-head {
  max-width: 850px;
  margin-bottom: 48px;
}

.mgs-help-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border-top: 1px solid rgba(0, 59, 49, .12);
  border-left: 1px solid rgba(0, 59, 49, .12);
}

.mgs-help-grid article {
  min-height: 300px;
  padding: 32px 28px;
  border-right: 1px solid rgba(0, 59, 49, .12);
  border-bottom: 1px solid rgba(0, 59, 49, .12);
  background:
    linear-gradient(180deg, rgba(255, 255, 255, .98), rgba(251, 248, 239, .78));
  transition: transform 220ms ease, box-shadow 220ms ease, background 220ms ease;
}

.mgs-help-grid article:hover {
  position: relative;
  z-index: 1;
  transform: translateY(-4px);
  background: #fff;
  box-shadow: 0 24px 52px rgba(0, 42, 34, .12);
}

.mgs-help-grid i {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  margin-bottom: 28px;
  border: 1px solid rgba(221, 180, 76, .48);
  border-radius: 12px;
  background: rgba(221, 180, 76, .12);
  color: #9a731a;
  font-style: normal;
  font-weight: 900;
}

.mgs-help-grid h3 {
  margin-bottom: 14px;
  color: #003b31;
  font-size: 24px;
}

.mgs-help-grid p {
  margin: 0;
  color: #65746f;
  font-size: 15px;
}

.mgs-free-service {
  display: grid;
  grid-template-columns: 1fr;
  justify-items: center;
  gap: 18px;
  align-items: center;
  padding: 54px clamp(24px, 7vw, 110px) 62px;
  border-top: 1px solid rgba(240, 212, 127, .2);
  border-bottom: 1px solid rgba(240, 212, 127, .2);
  background:
    radial-gradient(circle at 10% 10%, rgba(240, 212, 127, .14), transparent 32%),
    #003b31;
}

.mgs-free-service > div,
.mgs-free-service p {
  text-align: center;
}

.mgs-free-service .section-label,
.mgs-free-service h2 {
  color: #f0d47f;
}

.mgs-free-service h2 {
  margin: 14px 0 0;
}

.mgs-free-service p {
  max-width: 760px;
  margin: 0;
  color: rgba(221, 234, 230, .86);
  font-size: 20px;
  line-height: 1.7;
}

.mgs-free-assurances {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 14px clamp(24px, 4vw, 44px);
  margin: 6px 0 0;
  padding: 0;
  color: #fff;
  list-style: none;
  font-size: clamp(19px, 1.62vw, 24px);
  font-weight: 800;
  line-height: 1.35;
}

.mgs-free-assurances li {
  display: inline-flex;
  align-items: center;
  gap: .58em;
}

.mgs-free-assurances li::before {
  content: "✓";
  color: #f0d47f;
  font-size: .96em;
  font-weight: 900;
  line-height: 1;
}

.mgs-free-transition {
  margin-top: 14px;
}

.mgs-free-service .journey-cta {
  margin-top: 0;
  white-space: nowrap;
}

.process .steps {
  grid-template-columns: repeat(3, 1fr);
}

main#top .process {
  text-align: left;
}

main#top .process .steps {
  position: relative;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: clamp(34px, 6vw, 92px);
  margin-top: clamp(54px, 6vw, 78px);
  border: 0;
  border-radius: 0;
  overflow: visible;
}

main#top .process .steps::before {
  display: none;
}

main#top .process .steps article:nth-child(1)::after,
main#top .process .steps article:nth-child(2)::after {
  content: "";
  position: absolute;
  left: 104px;
  width: calc(100% + clamp(34px, 6vw, 92px) - 156px);
  top: 34px;
  height: 1px;
  background: linear-gradient(90deg, rgba(240, 212, 127, .18), rgba(240, 212, 127, .68), rgba(240, 212, 127, .18));
  pointer-events: none;
}

main#top .process .steps article {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  min-height: 0;
  padding: 0;
  border: 0;
  background: transparent;
  box-shadow: none;
}

main#top .process .steps article::before {
  display: none;
}

main#top .process .steps article:hover,
main#top .process .steps article.mobile-scroll-active,
main#top .process .steps article.mobile-touch-active {
  background: transparent;
  box-shadow: none;
}

main#top .process .steps article > b {
  display: block;
  width: fit-content;
  margin: 0 0 34px;
  color: #f0d47f;
  background: #062c27;
  font-family: "Libre Franklin", Arial, sans-serif;
  font-size: clamp(48px, 5vw, 76px);
  font-style: normal;
  font-weight: 700;
  line-height: .9;
  letter-spacing: -.06em;
}

main#top .process .steps article:hover > b,
main#top .process .steps article.mobile-scroll-active > b,
main#top .process .steps article.mobile-touch-active > b {
  color: #f0d47f;
}

main#top .process .steps h3 {
  margin: 0 0 14px;
  color: #fff;
  font-size: clamp(24px, 2vw, 31px);
  font-weight: 800;
  line-height: 1.15;
  letter-spacing: -.035em;
}

main#top .process .steps p {
  max-width: 360px;
  margin: 0;
  color: rgba(222, 234, 230, .82) !important;
  font-size: 17px;
  line-height: 1.75;
}

.process-transition {
  display: flex;
  margin: clamp(64px, 7vw, 92px) auto 0;
}

@media (max-width: 980px) {
  .mgs-proof-band,
  .mgs-help-grid,
  .process .steps {
    grid-template-columns: 1fr 1fr;
  }

  main#top .process .steps {
    grid-template-columns: 1fr;
    gap: 42px;
  }

  main#top .process .steps::before {
    display: none;
  }

  main#top .process .steps article:nth-child(1)::after,
  main#top .process .steps article:nth-child(2)::after {
    display: none;
  }

  main#top .process .steps article > b {
    margin-bottom: 18px;
  }

  main#top .process .steps p {
    max-width: 680px;
  }

  .mgs-confusion,
  .mgs-help-intro,
  .mgs-free-service {
    grid-template-columns: 1fr;
  }

  .mgs-help-portrait {
    justify-self: start;
    width: min(390px, 100%);
  }

  .mgs-free-service .journey-cta {
    width: fit-content;
  }
}

@media (max-width: 640px) {
  .mgs-proof-band,
  .mgs-question-cloud,
  .mgs-help-grid,
  .process .steps {
    grid-template-columns: 1fr;
  }

  main#top .process .steps {
    gap: 36px;
    margin-top: 44px;
  }

  main#top .process .steps article > b {
    font-size: 48px;
  }

  main#top .process .steps h3 {
    font-size: 24px;
  }

  main#top .process .steps p {
    font-size: 16px;
  }

  .process-transition {
    margin-top: 48px;
  }

  .mgs-proof-band div {
    min-height: 96px;
  }

  .mgs-confusion,
  .mgs-help-intro,
  .mgs-help {
    padding: 72px 22px;
  }

  .mgs-help-title h2 {
    font-size: clamp(36px, 10vw, 46px);
  }

  .mgs-help-title {
    margin-bottom: 6px;
    text-align: left;
  }

  .mgs-help-title p {
    margin: 0;
  }

  .mgs-help-title p .mgs-help-lead {
    margin-bottom: 6px;
    font-size: 1.06em;
  }

  .mgs-help-checklist {
    margin: 22px 0 26px;
  }

  .mgs-help-checklist li {
    grid-template-columns: auto 1fr;
    column-gap: .6em;
    row-gap: 4px;
    padding: 21px 0 23px;
  }

  .mgs-help-checklist li::before {
    grid-column: 1;
    margin-right: 0;
    font-size: 18px;
  }

  .mgs-help-checklist strong {
    grid-column: 2;
    font-size: 19px;
  }

  .mgs-help-checklist small {
    grid-column: 2;
    font-size: 15.5px;
  }

  .mgs-help-checklist strong::after {
    display: none;
  }

  .mgs-help-checklist strong {
    grid-column: 2;
    font-size: 17px;
  }

  .mgs-help-checklist small {
    grid-column: 2;
    font-size: 16px;
  }

  .mgs-help-portrait {
    width: 100%;
    margin-top: 4px;
    border-radius: 24px;
  }

  .mgs-help-portrait img {
    border-radius: 18px;
  }

  .mgs-help-transition {
    margin-top: 4px;
  }

  .mgs-free-service {
    padding: 50px 22px 56px;
  }

  .mgs-free-assurances {
    gap: 12px 22px;
    margin-top: 4px;
  }

  .mgs-free-service p {
    font-size: 18px;
  }

  .mgs-free-transition {
    margin-top: 8px;
  }
}

@media (max-width: 640px) {
  .review-copy ul {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 900px) {
  .reviews-head,
  .review-cards {
    grid-template-columns: 1fr;
  }

  .reviews-rating {
    grid-column: 1;
    grid-row: auto;
    width: fit-content;
    max-width: 100%;
    flex-wrap: wrap;
    white-space: normal;
  }
}

@media (max-width: 640px) {
  .review-cards article {
    min-height: 0;
    padding: 32px 24px;
  }

  .review-cards article::before {
    display: none;
  }

  .review-cards .rating-stars {
    margin-bottom: 20px;
    font-size: 20px !important;
  }

  .review-cards p {
    font-size: 19px;
    line-height: 1.7;
  }

  .reviews-rating {
    width: 100%;
  }

  .reviews-transition {
    margin-top: 48px;
  }
}
.hidden{display:none!important}

@media (max-width: 760px) {
  .journey-cards a.mobile-scroll-active,
  .journey-cards a.mobile-touch-active {
    background:
      radial-gradient(circle at 88% 12%, rgba(221, 180, 76, .18), transparent 38%),
      #062c27;
    box-shadow: inset 0 3px 0 #ddb44c;
  }

  .journey-cards a.mobile-scroll-active i,
  .journey-cards a.mobile-touch-active i {
    border-color: rgba(240, 212, 127, .82);
    background: rgba(221, 180, 76, .18);
    color: #fff0ba;
  }

  .journey-cards a.mobile-scroll-active b,
  .journey-cards a.mobile-touch-active b,
  .journey-cta.mobile-touch-active b,
  .mega-feature a.mobile-touch-active b {
    transform: translateX(4px);
    color: #fff0ba;
    opacity: 1;
  }

  .coverage-grid article.mobile-scroll-active,
  .coverage-grid article.mobile-touch-active {
    border-color: rgba(221, 180, 76, .62);
    background: linear-gradient(180deg, #fff, #fbf8ef);
    box-shadow: inset 0 3px 0 #ddb44c;
  }

  .coverage-grid article.mobile-scroll-active .coverage-top i,
  .coverage-grid article.mobile-touch-active .coverage-top i {
    border-color: rgba(221, 180, 76, .72);
    background: rgba(221, 180, 76, .18);
    color: #a47717;
  }

  .learning-preview .featured-articles > a.mobile-scroll-active,
  .learning-preview .featured-articles > a.mobile-touch-active {
    border-color: rgba(221, 180, 76, .62);
    box-shadow: 0 20px 44px rgba(0, 42, 34, .1);
  }

  .steps article.mobile-scroll-active,
  .steps article.mobile-touch-active {
    background: rgba(255, 255, 255, .045);
    box-shadow: inset 0 0 0 1px rgba(221, 180, 76, .12);
  }

  .steps article.mobile-scroll-active::before,
  .steps article.mobile-touch-active::before {
    transform: scaleY(1);
  }

  .steps article.mobile-scroll-active > b,
  .steps article.mobile-touch-active > b {
    color: #fff0ba;
  }

  .compare-questions details.mobile-scroll-active,
  .compare-questions details.mobile-touch-active {
    background:
      radial-gradient(circle at 88% 12%, rgba(221, 180, 76, .18), transparent 38%),
      #062c27;
    box-shadow: inset 3px 0 0 #ddb44c, inset 0 1px 0 rgba(221, 180, 76, .12);
  }

  .hero-actions .btn.gold.mobile-touch-active,
  .journey-cta.mobile-touch-active,
  .advisor-contact.mobile-touch-active,
  .hero-reputation.mobile-touch-active,
  .review form .btn.gold.mobile-touch-active {
    transform: translateY(-2px);
    filter: brightness(1.035);
  }

  .mega-link-grid > a.mobile-touch-active,
  .medicare-card-list > a.mobile-touch-active,
  .compare-card-list > a.mobile-touch-active,
  .resources-card-list > a.mobile-touch-active {
    background: var(--green-soft);
    transform: translateX(2px);
  }

  .compare-card-list > a.mobile-touch-active::before,
  .resources-card-list > a.mobile-touch-active::before {
    transform: scaleY(1);
  }

  .mega-link-grid > a.mobile-touch-active i,
  .medicare-card-list > a.mobile-touch-active i,
  .compare-card-list > a.mobile-touch-active i,
  .resources-card-list > a.mobile-touch-active i {
    background: var(--gold);
    color: var(--green-dark);
    border-color: var(--gold);
  }
}

/* Final navigation guardrails: clean sticky white nav only. */
body {
  padding-top: 0 !important;
}

html {
  scroll-padding-top: 76px !important;
}

.site-shell {
  position: relative !important;
  top: auto !important;
  left: auto !important;
  right: auto !important;
  width: 100% !important;
  transform: none !important;
}

.site-shell > header {
  position: relative !important;
  top: auto !important;
  transform: none !important;
}

.premium-nav {
  position: sticky !important;
  top: 0 !important;
  z-index: 910 !important;
  overflow: visible;
  box-shadow: 0 8px 24px rgba(0, 46, 38, .13);
}

.premium-nav .nav-dropdown {
  z-index: 950 !important;
}

.premium-nav .nav-group.open > .nav-dropdown {
  opacity: 1 !important;
  visibility: visible !important;
  pointer-events: auto !important;
  transform: translate(-50%, 0) !important;
}

.faq-intro .journey-cta {
  margin-top: 26px;
  color: #15332d;
  font-size: 14px;
  font-weight: 800;
}

.faq-intro .journey-cta:hover {
  color: #15332d;
}

.premium-nav .is-current,
.premium-nav .nav-trigger.is-current,
.premium-nav .nav-direct.is-current {
  color: inherit !important;
}

.premium-nav .is-current::after,
.premium-nav .nav-trigger.is-current::after,
.premium-nav .nav-direct.is-current::after,
.premium-nav .home-link.is-current::after {
  display: none !important;
  transform: scaleX(0) !important;
}

@media (max-width: 760px) {
  html {
    scroll-padding-top: 72px !important;
  }

  .premium-nav .nav-group.open > .nav-dropdown {
    transform: none !important;
  }
}

/* Homepage-only forest green + gold headline treatment. */
body:has(main#top) {
  background: #062c27;
}

main#top > section:not(.hero) {
  position: relative;
  background: #062c27 !important;
  color: rgba(238, 245, 242, .9);
}

main#top > section:not(.hero):nth-of-type(even) {
  background: #062c27 !important;
}

main#top > section:not(.hero)::before {
  content: "";
  position: absolute;
  top: 0;
  left: 50%;
  width: min(760px, calc(100% - 44px));
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(240, 212, 127, .22), transparent);
  transform: translateX(-50%);
}

.story-step {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 14px;
  color: #f0d47f;
  font-size: 12px;
  font-weight: 900;
  letter-spacing: .15em;
  text-transform: uppercase;
}

.story-step::before {
  content: "";
  width: 34px;
  height: 1px;
  background: linear-gradient(90deg, #f2d680, rgba(242, 214, 128, .22));
}

main#top > section:not(.hero) h2,
main#top .mgs-help-title h2,
main#top .process h2,
main#top .reviews-head h2,
main#top .faq h2,
main#top .review-copy h2 {
  color: #e7bc4e !important;
  background-image: var(--brand-gold-gradient);
  background-clip: text;
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

main#top > section:not(.hero) p,
main#top .mgs-help-title p,
main#top .mgs-help-checklist small,
main#top .process-head p,
main#top .steps p,
main#top .review-copy > p {
  color: rgba(222, 234, 230, .86) !important;
}

main#top .mgs-help-title p .mgs-help-lead {
  color: rgba(255, 255, 255, .94) !important;
}

main#top .mgs-help-checklist strong,
main#top .steps h3,
main#top .accordions summary {
  color: #fff;
}

main#top .mgs-help-checklist strong::after {
  color: #f0d47f;
}

main#top .mgs-help-checklist li::after,
main#top .accordions,
main#top .accordions details {
  border-color: rgba(240, 212, 127, .2) !important;
}

main#top .mgs-help-checklist li::after {
  background: linear-gradient(90deg, rgba(240, 212, 127, .52), rgba(240, 212, 127, .18), rgba(240, 212, 127, .05)) !important;
}

main#top .featured-articles > a,
main#top .review-cards article,
main#top .review form {
  background: rgba(255, 255, 255, .97);
}

main#top .featured-articles > a p,
main#top .review-cards article p,
main#top .review form p {
  color: #65746f !important;
}

main#top .featured-articles > a h3,
main#top .review form h3 {
  color: #17342e;
  -webkit-text-fill-color: initial;
}

main#top .google-reviews .review-cards article {
  background: #fbf4e6;
}

main#top .google-reviews .review-cards article p {
  color: #17342e !important;
}

main#top .reviews-head .story-step {
  grid-column: 1 / -1;
  margin-bottom: -18px;
}

main#top .review-copy .story-step,
main#top .process-head .story-step,
main#top .faq-intro .story-step {
  margin-bottom: 16px;
}

main#top .faq {
  align-items: start;
  gap: clamp(44px, 8vw, 118px);
}

main#top .faq.faq-static .faq-reassurance {
  grid-column: 2;
  width: 100%;
  margin-top: clamp(24px, 3vw, 38px);
}

main#top .faq-intro {
  max-width: 520px;
}

main#top .faq-intro h2 {
  margin-bottom: 18px;
}

main#top .faq-intro > p {
  max-width: 430px;
  margin: 0;
  color: rgba(222, 234, 230, .82) !important;
  font-size: 18px;
  line-height: 1.7;
}

main#top .faq-reassurance {
  position: relative;
  margin-top: clamp(30px, 4vw, 54px);
  padding-top: 24px;
}

main#top .faq-reassurance::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: min(68%, 300px);
  height: 1px;
  background: rgba(240, 212, 127, .2);
}

main#top .faq-reassurance strong,
main#top .faq-reassurance span,
main#top .faq-reassurance a {
  display: block;
}

main#top .faq-reassurance strong {
  color: #fff;
  font-size: 21px;
  line-height: 1.25;
}

main#top .faq-reassurance span {
  max-width: 360px;
  margin-top: 8px;
  color: rgba(222, 234, 230, .76);
  font-size: 16px;
  line-height: 1.65;
}

main#top .faq-reassurance a {
  width: fit-content;
  margin-top: 16px;
  color: #f0d47f;
  font-size: 15px;
  font-weight: 800;
  text-decoration: none;
  transition: color 200ms ease, transform 200ms ease;
}

main#top .faq-reassurance a:hover,
main#top .faq-reassurance a:focus-visible {
  color: #fff;
  transform: translateX(2px);
}

main#top .accordions {
  border-top: 1px solid rgba(240, 212, 127, .18) !important;
}

main#top .accordions details {
  padding: 0;
  border-bottom: 1px solid rgba(240, 212, 127, .16) !important;
  transition: background 220ms ease;
}

main#top .accordions details:hover {
  background: rgba(255, 255, 255, .026);
}

main#top .accordions details[open] {
  background: rgba(255, 255, 255, .032);
}

main#top .accordions summary {
  align-items: center;
  gap: 28px;
  padding: 28px 0;
  color: #fff;
  font-size: clamp(19px, 1.55vw, 23px);
  font-weight: 850;
  line-height: 1.35;
  transition: color 200ms ease, padding 200ms ease;
}

main#top .accordions details[open] summary {
  padding-bottom: 22px;
}

main#top .accordions summary:hover {
  color: #fff7dc;
}

main#top .accordions summary i {
  position: relative;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 30px;
  height: 30px;
  flex: 0 0 30px;
  border: 1px solid rgba(240, 212, 127, .68);
  border-radius: 999px;
  color: transparent;
  font-size: 0;
  transition: transform 220ms ease, background 220ms ease, border-color 220ms ease;
}

main#top .accordions summary i::before,
main#top .accordions summary i::after {
  content: "";
  position: absolute;
  width: 11px;
  height: 2px;
  border-radius: 99px;
  background: #f0d47f;
  transition: transform 220ms ease, opacity 220ms ease;
}

main#top .accordions summary i::after {
  transform: rotate(90deg);
}

main#top .accordions details[open] summary i {
  background: rgba(240, 212, 127, .12);
  transform: rotate(180deg);
}

main#top .accordions details[open] summary i::after {
  opacity: 0;
}

main#top .accordions details p {
  max-width: 760px;
  margin: 0 58px 36px 0;
  color: rgba(222, 234, 230, .76) !important;
  font-size: 17px;
  line-height: 1.75;
  animation: faqAnswerReveal 220ms ease both;
}

main#top .faq-static .accordions summary {
  cursor: default;
}

main#top .faq-static .accordions summary i {
  display: none;
}

main#top .faq-static .accordions details:hover,
main#top .faq-static .accordions details[open] {
  background: transparent;
}

main#top .faq-static .accordions details[open] summary {
  padding-bottom: 14px;
}

main#top .faq-static .accordions details p {
  margin-right: 0;
  animation: none;
}

@keyframes faqAnswerReveal {
  from {
    opacity: 0;
    transform: translateY(-5px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@media (max-width: 760px) {
  .story-step {
    font-size: 10px;
    letter-spacing: .12em;
  }

  .story-step::before {
    width: 24px;
  }

  main#top .faq {
    gap: 34px;
  }

  main#top .faq.faq-static .faq-reassurance {
    grid-column: 1;
    margin-top: 4px;
  }

  main#top .faq-intro > p {
    font-size: 16.5px;
  }

  main#top .faq-reassurance {
    margin-top: 28px;
    padding-top: 20px;
  }

  main#top .accordions summary {
    gap: 18px;
    padding: 24px 0;
    font-size: 18px;
  }

  main#top .accordions summary i {
    width: 32px;
    height: 32px;
    flex-basis: 32px;
  }

  main#top .accordions details p {
    margin: 0 0 28px;
    font-size: 16px;
  }

}
/* Local SEO landing pages */
.local-seo-page .local-page {
  background: #062c27;
}

.local-hero,
.local-section,
.local-final-cta {
  padding: 105px clamp(24px, 7vw, 110px);
}

.local-hero {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(300px, .72fr);
  gap: clamp(36px, 6vw, 90px);
  align-items: center;
  min-height: 640px;
}

.local-hero h1 {
  max-width: 820px;
  margin: 12px 0 22px;
  color: #e7bc4e;
  background-image: var(--brand-gold-gradient);
  background-clip: text;
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  font-size: clamp(48px, 6vw, 88px);
  line-height: 1;
  letter-spacing: -.055em;
}

.local-hero p,
.local-section-head p,
.local-copy-panel p,
.local-list span,
.local-reasons p,
.local-final-cta p {
  color: rgba(222, 234, 230, .86);
}

.local-hero p {
  max-width: 720px;
  font-size: clamp(18px, 2vw, 24px);
  line-height: 1.55;
}

.local-primary-cta {
  margin-top: 22px;
}

.local-hero-card {
  position: relative;
  overflow: hidden;
  padding: 34px;
  border: 1px solid rgba(240, 212, 127, .24);
  border-radius: 24px;
  background: rgba(255, 255, 255, .06);
  box-shadow: 0 26px 70px rgba(0, 0, 0, .22);
}

.local-hero-card img {
  width: 82px;
  margin-bottom: 28px;
}

.local-hero-card strong {
  display: block;
  color: #fff;
  font-size: 28px;
  line-height: 1.08;
  letter-spacing: -.035em;
}

.local-hero-card p {
  margin: 16px 0 0;
  font-size: 16px;
}

.local-section-head {
  max-width: 860px;
  margin-bottom: 40px;
}

.local-section h2,
.local-final-cta h2 {
  max-width: 880px;
  margin: 12px 0 18px;
  color: #e7bc4e;
  background-image: var(--brand-gold-gradient);
  background-clip: text;
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  font-size: clamp(36px, 4.6vw, 66px);
  line-height: 1.05;
  letter-spacing: -.048em;
}

.local-copy-panel {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  max-width: 1080px;
}

.local-copy-panel p {
  margin: 0;
  padding-top: 22px;
  border-top: 1px solid rgba(240, 212, 127, .2);
  font-size: 18px;
  line-height: 1.7;
}

.local-card-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border-top: 1px solid rgba(240, 212, 127, .2);
  border-left: 1px solid rgba(240, 212, 127, .2);
}

.local-card-grid article {
  min-height: 290px;
  padding: 30px;
  border-right: 1px solid rgba(240, 212, 127, .2);
  border-bottom: 1px solid rgba(240, 212, 127, .2);
  background: rgba(255, 255, 255, .05);
  transition: transform 220ms ease, background 220ms ease, box-shadow 220ms ease;
}

.local-card-grid article:hover {
  position: relative;
  z-index: 1;
  transform: translateY(-3px);
  background: rgba(255, 255, 255, .08);
  box-shadow: 0 24px 52px rgba(0, 0, 0, .18);
}

.local-card-grid span {
  color: #f0d47f;
  font-size: 11px;
  font-weight: 900;
  letter-spacing: .13em;
  text-transform: uppercase;
}

.local-card-grid h3 {
  margin: 22px 0 12px;
  color: #fff;
  font-size: 24px;
  line-height: 1.12;
}

.local-card-grid p {
  color: rgba(222, 234, 230, .82) !important;
  font-size: 15px;
}

.local-split {
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  gap: clamp(34px, 6vw, 84px);
  align-items: start;
}

.local-list {
  display: grid;
  gap: 0;
  margin: 0;
  padding: 0;
  list-style: none;
}

.local-list li {
  padding: 22px 0;
  border-bottom: 1px solid rgba(240, 212, 127, .2);
}

.local-list strong,
.local-list span {
  display: block;
}

.local-list strong {
  color: #fff;
  font-size: 20px;
}

.local-list span {
  margin-top: 6px;
  font-size: 16px;
  line-height: 1.6;
}

.local-reasons {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}

.local-reasons div {
  padding: 28px;
  border: 1px solid rgba(240, 212, 127, .2);
  border-radius: 14px;
  background: rgba(255, 255, 255, .05);
}

.local-reasons strong {
  color: #fff;
  font-size: 21px;
}

.local-reasons p {
  margin: 12px 0 0;
}

.local-faq .accordions {
  max-width: 980px;
}

.local-final-cta {
  text-align: center;
}

.local-final-cta .story-step {
  justify-content: center;
}

.local-final-cta .story-step::before {
  display: none;
}

.local-final-cta h2,
.local-final-cta p {
  margin-left: auto;
  margin-right: auto;
}

.local-final-cta p {
  max-width: 720px;
  font-size: 18px;
  line-height: 1.7;
}

@media (max-width: 980px) {
  .local-hero,
  .local-split,
  .local-copy-panel {
    grid-template-columns: 1fr;
  }

  .local-card-grid {
    grid-template-columns: 1fr 1fr;
  }

  .local-reasons {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  .local-hero,
  .local-section,
  .local-final-cta {
    padding: 72px 22px;
  }

  .local-hero {
    min-height: auto;
  }

  .local-card-grid {
    grid-template-columns: 1fr;
  }

  .local-hero-card,
  .local-reasons div {
    border-radius: 12px;
  }
}

.location-page .local-breadcrumb {
  padding: 28px clamp(24px, 7vw, 110px) 0;
  background: #062c27;
}

.location-page .local-breadcrumb ol {
  display: flex;
  flex-wrap: wrap;
  gap: 9px;
  align-items: center;
  margin: 0;
  padding: 0;
  list-style: none;
  color: rgba(222, 234, 230, .7);
  font-size: 14px;
}

.location-page .local-breadcrumb li:not(:last-child)::after {
  content: "/";
  margin-left: 9px;
  color: rgba(240, 212, 127, .55);
}

.location-page .local-breadcrumb a {
  color: #f0d47f;
  text-decoration: none;
}

.location-page .local-breadcrumb a:hover {
  text-decoration: underline;
}

.location-page .location-hero {
  min-height: 600px;
  padding-top: 78px;
}

.location-page .local-cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  align-items: center;
}

.location-page .local-cta-row.centered {
  justify-content: center;
}

.location-page .local-text-link {
  display: inline-flex;
  align-items: center;
  min-height: 52px;
  padding: 0 18px;
  border: 1px solid rgba(240, 212, 127, .28);
  border-radius: 10px;
  color: #f0d47f;
  font-weight: 900;
  text-decoration: none;
  transition: transform 220ms ease, background 220ms ease, border-color 220ms ease;
}

.location-page .local-text-link:hover {
  transform: translateY(-2px);
  background: rgba(255, 255, 255, .07);
  border-color: rgba(240, 212, 127, .72);
}

.location-page .location-options-grid article {
  min-height: 320px;
}

.location-page .local-feature-pair {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 22px;
  padding-top: 24px;
}

.location-page .location-feature-card {
  padding: clamp(30px, 4.2vw, 52px);
  border: 1px solid rgba(240, 212, 127, .22);
  border-radius: 20px;
  background: rgba(255, 255, 255, .055);
  box-shadow: 0 24px 64px rgba(0, 0, 0, .16);
}

.location-page .location-feature-card h2 {
  margin-top: 12px;
  font-size: clamp(30px, 3.4vw, 48px);
}

.location-page .location-feature-card p {
  color: rgba(222, 234, 230, .84);
  font-size: 17px;
  line-height: 1.7;
}

.location-page .compact-list li {
  padding: 17px 0;
}

.location-page .future-link,
.location-page .future-link-note {
  color: rgba(240, 212, 127, .9);
}

.location-page .future-link {
  display: inline-flex;
  margin-top: 22px;
  padding: 12px 14px;
  border: 1px dashed rgba(240, 212, 127, .45);
  border-radius: 10px;
  font-size: 13px;
  font-weight: 900;
  letter-spacing: .04em;
  text-transform: uppercase;
}

.location-page .local-reasons {
  grid-template-columns: repeat(4, 1fr);
}

@media (max-width: 1100px) {
  .location-page .local-reasons {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 820px) {
  .location-page .local-feature-pair,
  .location-page .local-reasons {
    grid-template-columns: 1fr;
  }

  .location-page .local-breadcrumb {
    padding-top: 22px;
  }
}

@media (max-width: 640px) {
  .location-page .location-hero {
    padding-top: 54px;
  }

  .location-page .local-cta-row,
  .location-page .local-cta-row.centered {
    align-items: stretch;
    justify-content: stretch;
  }

  .location-page .local-cta-row > a {
    justify-content: center;
    width: 100%;
    text-align: center;
  }
}

/* Final review form scheduling polish */
main#top .review {
  align-items: center;
  grid-template-columns: minmax(0, .9fr) minmax(500px, 1.04fr);
  gap: clamp(34px, 5vw, 72px);
}

main#top .review-copy > p {
  max-width: 540px;
  color: rgba(239, 247, 244, .88) !important;
}

main#top .review form {
  width: min(100%, 600px);
  justify-self: start;
  padding: clamp(34px, 3.2vw, 44px);
  border: 1px solid rgba(221, 180, 76, .34);
  border-top-color: rgba(240, 212, 127, .56);
  background: #fbf4e6;
  box-shadow: 0 24px 56px rgba(0, 0, 0, .16);
}

main#top .review form > p {
  margin-bottom: 24px;
  font-size: 15.5px;
  line-height: 1.55;
}

main#top .review .fields {
  gap: 17px 18px;
}

main#top .review .fields label {
  color: #17342e;
  font-size: 12.5px;
  letter-spacing: .105em;
  line-height: 1.35;
}

main#top .review .fields input,
main#top .review .fields select {
  min-height: 52px;
  padding: 14px 13px;
  border-color: rgba(23, 52, 46, .18);
  border-radius: 8px;
  background: rgba(255, 255, 255, .86);
  font-size: 16px;
}

main#top .review .fields input:focus,
main#top .review .fields select:focus {
  outline: 2px solid rgba(221, 180, 76, .42);
  outline-offset: 2px;
  border-color: rgba(221, 180, 76, .72);
}

main#top .review .appointment-date,
main#top .review .appointment-time {
  grid-column: auto;
}

main#top .review .appointment-time span {
  display: block;
  margin-top: 8px;
  color: #65746f;
  font-size: 12.25px;
  font-weight: 800;
  letter-spacing: .04em;
  text-transform: none;
}

main#top .form-reassurance {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 9px 28px;
  margin: 26px 0 6px;
  color: #17342e;
  font-size: 14.5px;
  font-weight: 800;
}

main#top .form-reassurance span::first-letter {
  color: #c9972f;
  font-size: 1.16em;
  font-weight: 900;
}

main#top .review form .btn.gold {
  margin-top: 20px;
  padding-block: 18px;
  font-size: 16px;
  cursor: pointer;
}

main#top .review form .btn.gold:focus-visible {
  outline: 3px solid rgba(240, 212, 127, .55);
  outline-offset: 3px;
}

main#top .review form small {
  margin-top: 14px;
  color: #687872;
  font-size: 11.5px;
  line-height: 1.55;
}

main#top .review form h3 {
  color: #102f29 !important;
  font-size: clamp(28px, 2.15vw, 34px);
  font-weight: 900;
  letter-spacing: -.035em;
}

@media (max-width: 640px) {
  main#top .review {
    align-items: stretch;
    grid-template-columns: 1fr;
    gap: 32px;
  }

  main#top .review form {
    width: 100%;
    padding: 28px 22px;
  }

  main#top .review .appointment-date,
  main#top .review .appointment-time {
    grid-column: 1 / -1;
  }

  main#top .form-reassurance {
    justify-content: flex-start;
    gap: 8px 16px;
    font-size: 13.25px;
  }
}

@media (min-width: 641px) and (max-width: 980px) {
  main#top .review {
    grid-template-columns: 1fr;
    gap: 38px;
  }

  main#top .review form {
    width: 100%;
    justify-self: stretch;
  }
}

/* Hero subtext copy refinement */
main#top .hero-content > p:not(.hero-credibility) {
  max-width: 650px;
  font-weight: 400;
  line-height: 1.5;
}

main#top .hero-content > p:not(.hero-credibility) strong {
  color: #fff;
  font-weight: 600;
  text-decoration: none !important;
}

.mobile-header-call,
.mobile-header-menu,
.mobile-menu-search {
  display: none;
}

.mobile-menu-search-row {
  display: contents;
}

/* Mobile-only centered homepage presentation */
@media (max-width: 760px) {
  body#page-top .mobile-header-call,
  body#page-top .mobile-header-menu {
    display: inline-flex;
  }

  body#page-top .site-search,
  body#page-top .premium-nav {
    display: none !important;
  }

  body#page-top .site-shell {
    position: sticky !important;
    top: 0 !important;
    z-index: 620 !important;
  }

  body#page-top .site-shell > header {
    display: grid !important;
    grid-template-columns: 48px 1fr 48px;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding-left: 16px;
    padding-right: 16px;
    background: #000;
  }

  main#top .hero {
    background: #000;
  }

  main#top .hero-photo {
    opacity: 0;
  }

  main#top .hero-shade {
    background: #000;
  }

  main#top .mgs-help-title > .story-step {
    display: none;
  }

  main#top .mgs-help-intro {
    background: #fff;
    color: #101f1b;
  }

  main#top .mgs-help-title p,
  main#top .mgs-help-title p .mgs-help-lead,
  main#top .mgs-help-title p span,
  main#top .mgs-help-checklist strong,
  main#top .mgs-help-checklist small {
    color: #101f1b !important;
  }

  body#page-top .site-shell .brand {
    grid-column: 2;
    justify-self: center;
  }

  body#page-top .mobile-header-call,
  body#page-top .mobile-header-menu {
    width: 44px;
    height: 44px;
    align-items: center;
    justify-content: center;
    border: 0;
    border-radius: 0;
    background: transparent;
    color: #f0d47f;
    box-shadow: none;
  }

  body#page-top .mobile-header-call {
    grid-column: 1;
    color: #f0d47f;
  }

  body#page-top .mobile-header-call .floating-phone-icon {
    width: 22px;
    height: 22px;
    fill: currentColor;
    stroke: none;
  }

  body#page-top .mobile-header-menu {
    grid-column: 3;
    flex-direction: column;
    gap: 5px;
    padding: 0;
    cursor: pointer;
  }

  body#page-top .mobile-header-menu span {
    display: block;
    width: 19px;
    height: 2px;
    border-radius: 999px;
    background: currentColor;
    transition: transform 220ms ease, opacity 220ms ease;
  }

  body#page-top.mobile-header-open .mobile-header-menu span:nth-child(1) {
    transform: translateY(7px) rotate(45deg);
  }

  body#page-top.mobile-header-open .mobile-header-menu span:nth-child(2) {
    opacity: 0;
  }

  body#page-top.mobile-header-open .mobile-header-menu span:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg);
  }

  body#page-top.mobile-header-open .premium-nav {
    display: block !important;
    position: fixed;
    z-index: 610;
    top: 88px;
    left: 16px;
    right: 16px;
    width: auto;
    max-height: calc(100vh - 104px);
    overflow: visible;
    padding: 0;
    background: transparent;
    box-shadow: none;
  }

  body#page-top.mobile-header-open .premium-nav > .mobile-menu-toggle {
    display: none !important;
  }

  body#page-top.mobile-header-open .premium-nav .premium-nav__inner {
    display: flex !important;
    max-height: calc(100vh - 104px);
    margin-top: 0;
  }

  body#page-top.mobile-header-open .mobile-menu-search-row {
    display: grid;
    grid-template-columns: 44px minmax(0, 1fr);
    align-items: center;
    gap: 10px;
    padding: 2px 2px 10px;
    margin-bottom: 8px;
    border-bottom: 1px solid rgba(0, 59, 49, .1);
  }

  body#page-top.mobile-header-open .mobile-menu-search-row .home-link {
    display: flex;
    width: 44px;
    min-height: 44px;
    height: 44px;
    padding: 0;
    border: 0;
    border-radius: 0;
    background: transparent;
    justify-content: center;
    align-items: center;
  }

  body#page-top.mobile-header-open .mobile-menu-search-row .home-link img {
    width: 34px;
    height: 34px;
    object-fit: contain;
  }

  body#page-top.mobile-header-open .mobile-menu-search {
    display: flex !important;
    position: relative;
    z-index: 2;
    width: 100%;
    height: 44px;
    border-color: rgba(221, 180, 76, .36);
    border-radius: 12px;
    overflow: visible;
    box-shadow: none;
  }

  body#page-top.mobile-header-open .mobile-menu-search input {
    height: 42px;
    padding-left: 14px;
    font-size: 13.5px;
  }

  body#page-top.mobile-header-open .mobile-menu-search > button {
    width: 44px;
    height: 44px;
    border-radius: 0 12px 12px 0;
  }

  body#page-top.mobile-header-open .mobile-menu-search .search-results {
    position: absolute;
    top: 50px;
    left: 0;
    width: 100%;
  }

  body#page-top.mobile-header-open .premium-nav .nav-dropdown {
    position: static;
    width: 100%;
    max-height: none;
    margin-top: 8px;
    transform: none !important;
  }

  main#top .hero-content,
  main#top .mgs-help-title,
  main#top .mgs-help-title p,
  main#top .process-head,
  main#top .process-head p,
  main#top .reviews-head,
  main#top .faq-intro,
  main#top .review-copy {
    text-align: center;
  }

  main#top .hero-content > p:not(.hero-credibility),
  main#top .hero-reputation,
  main#top .hero-primary-cta,
  main#top .hero-next-step,
  main#top .mgs-help-title p,
  main#top .mgs-help-transition,
  main#top .mgs-free-transition,
  main#top .process-head p,
  main#top .process-transition,
  main#top .reviews-transition,
  main#top .faq-intro > p,
  main#top .faq-reassurance,
  main#top .review-copy > p {
    margin-left: auto;
    margin-right: auto;
  }

  main#top .hero-actions,
  main#top .hero-reputation,
  main#top .review-copy,
  main#top .form-reassurance {
    justify-content: center;
  }

  main#top .mgs-help-checklist li {
    display: flex;
    flex-wrap: wrap;
    align-items: baseline;
    justify-content: center;
    width: 100%;
    margin-left: auto;
    margin-right: auto;
    text-align: center;
    column-gap: .45em;
  }

  main#top .mgs-help-checklist strong {
    text-align: center;
  }

  main#top .mgs-help-checklist small {
    flex-basis: 100%;
    margin-left: auto;
    margin-right: auto;
    text-align: center;
  }

  main#top .process .steps article {
    text-align: center;
  }

  main#top .process .steps article > b {
    margin-left: auto;
    margin-right: auto;
  }

  main#top .faq-reassurance::before {
    left: 50%;
    transform: translateX(-50%);
  }

  main#top .review form h3,
  main#top .review form > p,
  main#top .review form small,
  main#top .review .success {
    text-align: center;
  }
}

/* Mobile help section black theme test */
@media (max-width: 760px) {
  body#page-top main#top > section:not(.hero) {
    background: #000 !important;
    background-image: none !important;
  }

  body#page-top main#top .story-step {
    display: none !important;
  }

  body#page-top main#top .mgs-help-intro {
    background: #000 !important;
    color: #fff !important;
  }

  body#page-top main#top .mgs-help-title > .story-step {
    display: none !important;
  }

  body#page-top main#top .mgs-help-title h2 {
    color: #e7bc4e !important;
    background-image: var(--brand-gold-gradient);
    background-clip: text;
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
  }

  body#page-top main#top .mgs-help-title p,
  body#page-top main#top .mgs-help-title p .mgs-help-lead,
  body#page-top main#top .mgs-help-title p span,
  body#page-top main#top .mgs-help-checklist strong,
  body#page-top main#top .mgs-help-checklist small,
  body#page-top main#top .mgs-help-transition > span,
  body#page-top main#top .mgs-help-transition > strong {
    color: #fff !important;
  }

  body#page-top main#top .mgs-help-checklist li::after {
    background: linear-gradient(90deg, rgba(255, 255, 255, .14) 0%, rgba(221, 180, 76, .42) 34%, rgba(255, 255, 255, .08) 100%);
  }

  body#page-top main#top .mgs-help-portrait {
    padding: 10px;
    border: 1px solid rgba(240, 212, 127, .52);
    background:
      linear-gradient(#050505, #050505) padding-box,
      var(--brand-gold-gradient) border-box;
    box-shadow: 0 22px 48px rgba(0, 0, 0, .42);
  }

  body#page-top main#top .mgs-help-portrait::before {
    opacity: .05;
  }

  body#page-top main#top .mgs-help-portrait img {
    border: 1px solid rgba(240, 212, 127, .22);
  }

  body#page-top main#top .mgs-help-portrait div {
    border-color: rgba(240, 212, 127, .44);
    background: rgba(0, 0, 0, .9);
    box-shadow: 0 16px 34px rgba(0, 0, 0, .34);
  }

  body#page-top main#top .mgs-help-portrait strong {
    color: #fff;
  }

  body#page-top main#top .testimonial-slider {
    display: flex;
    flex-wrap: wrap;
    gap: 16px 10px;
    justify-content: center;
    overflow: hidden;
  }

  body#page-top main#top .testimonial-slider .review-cards {
    flex: 0 0 calc(100% + 54px);
    order: 1;
    width: calc(100% + 54px);
    margin-right: -54px;
    overflow: visible;
  }

  body#page-top main#top .review-cards.testimonial-carousel {
    gap: 4px;
  }

  body#page-top main#top .review-cards.testimonial-carousel article {
    flex-basis: calc(100% - 54px);
    margin-right: 0;
  }

  body#page-top main#top .testimonial-arrow {
    order: 2;
    width: 46px;
    height: 46px;
    color: #f0d47f !important;
    font-size: 34px;
  }

  body#page-top main#top > section:not(.hero) :is(p, span, strong, small, li, h3, summary, a) {
    color: #fff !important;
  }

  body#page-top main#top .section-transition i,
  body#page-top main#top .mgs-free-assurances li::before,
  body#page-top main#top .mgs-help-checklist li::before,
  body#page-top main#top .reviews-rating b,
  body#page-top main#top .rating-stars {
    color: #f0d47f !important;
  }

  body#page-top main#top :is(.review-cards article, .review form, .reviews-rating, .hero-primary-cta, .btn, button) :is(p, span, strong, small, li, h3, label, a) {
    color: inherit !important;
  }

  body#page-top main#top .review form :is(h3, label, p, small, span) {
    color: #17342e !important;
  }

  body#page-top main#top .review-cards article :is(p, small) {
    color: #17342e !important;
  }

  body#page-top main#top .mgs-free-service,
  body#page-top main#top .process,
  body#page-top main#top .google-reviews,
  body#page-top main#top .faq,
  body#page-top main#top .review {
    background: #000 !important;
    background-image: none !important;
  }

  body#page-top footer {
    background: #000 !important;
    background-image: none !important;
  }

  body#page-top main#top .process .steps article > b {
    background: #000 !important;
  }
}

/* Mobile nav dropdown black/gold theme */
@media (max-width: 760px) {
  body#page-top.mobile-header-open .premium-nav .premium-nav__inner {
    border: 1px solid rgba(240, 212, 127, .32);
    background: #000 !important;
    box-shadow: 0 24px 58px rgba(0, 0, 0, .58);
  }

  body#page-top.mobile-header-open .mobile-menu-search-row {
    border-bottom-color: rgba(240, 212, 127, .22);
  }

  body#page-top.mobile-header-open .mobile-menu-search {
    border-color: rgba(240, 212, 127, .46);
    background: rgba(255, 255, 255, .05);
  }

  body#page-top.mobile-header-open .mobile-menu-search input {
    background: #080808;
    color: #fff;
  }

  body#page-top.mobile-header-open .mobile-menu-search input::placeholder {
    color: rgba(255, 255, 255, .58);
  }

  body#page-top.mobile-header-open .mobile-menu-search > button {
    border-color: rgba(240, 212, 127, .62);
    background: var(--brand-gold-gradient);
    color: #15332d;
  }

  body#page-top.mobile-header-open .premium-nav .nav-trigger,
  body#page-top.mobile-header-open .premium-nav .nav-direct {
    border-bottom-color: rgba(240, 212, 127, .16);
    background: transparent !important;
    color: #fff !important;
    font-weight: 800;
  }

  body#page-top.mobile-header-open .premium-nav .nav-trigger span {
    color: #f0d47f;
  }

  body#page-top.mobile-header-open .premium-nav .nav-group.open > .nav-trigger,
  body#page-top.mobile-header-open .premium-nav .nav-trigger:active,
  body#page-top.mobile-header-open .premium-nav .nav-direct:active,
  body#page-top.mobile-header-open .premium-nav .nav-trigger.mobile-touch-active,
  body#page-top.mobile-header-open .premium-nav .nav-direct.mobile-touch-active {
    background: rgba(240, 212, 127, .12) !important;
    color: #f0d47f !important;
    box-shadow: inset 3px 0 0 #ddb44c;
  }

  body#page-top.mobile-header-open .premium-nav .nav-dropdown {
    border: 1px solid rgba(240, 212, 127, .22);
    border-radius: 14px;
    background: #050505;
    box-shadow: inset 0 1px 0 rgba(255, 255, 255, .06);
    overflow: hidden !important;
  }

  body#page-top.mobile-header-open .mega-links,
  body#page-top.mobile-header-open .mega-feature {
    background: #050505 !important;
  }

  body#page-top.mobile-header-open .mega-links {
    padding: 16px;
    border-radius: 14px 14px 0 0;
  }

  body#page-top.mobile-header-open .mega-feature {
    padding: 20px 18px;
    border-top: 1px solid rgba(240, 212, 127, .18);
    border-radius: 0 0 14px 14px;
  }

  body#page-top.mobile-header-open .menu-eyebrow,
  body#page-top.mobile-header-open .mega-feature > span {
    color: #f0d47f !important;
  }

  body#page-top.mobile-header-open .mega-feature h3 {
    color: #fff !important;
  }

  body#page-top.mobile-header-open .mega-feature p {
    color: rgba(255, 255, 255, .78) !important;
    font-size: 14.5px;
    line-height: 1.65;
  }

  body#page-top.mobile-header-open .mega-link-grid > a,
  body#page-top.mobile-header-open .medicare-card-list > a,
  body#page-top.mobile-header-open .compare-card-list > a,
  body#page-top.mobile-header-open .resources-card-list > a {
    border: 1px solid rgba(240, 212, 127, .16);
    border-radius: 12px;
    background: rgba(255, 255, 255, .035);
    color: #fff !important;
    transition: transform 220ms ease, background 220ms ease, border-color 220ms ease, box-shadow 220ms ease;
  }

  body#page-top.mobile-header-open .mega-link-grid > a:hover,
  body#page-top.mobile-header-open .medicare-card-list > a:hover,
  body#page-top.mobile-header-open .compare-card-list > a:hover,
  body#page-top.mobile-header-open .resources-card-list > a:hover,
  body#page-top.mobile-header-open .mega-link-grid > a.mobile-touch-active,
  body#page-top.mobile-header-open .medicare-card-list > a.mobile-touch-active,
  body#page-top.mobile-header-open .compare-card-list > a.mobile-touch-active,
  body#page-top.mobile-header-open .resources-card-list > a.mobile-touch-active {
    transform: translateY(-1px);
    border-color: rgba(240, 212, 127, .5);
    background: rgba(240, 212, 127, .11);
    box-shadow: inset 3px 0 0 #ddb44c;
  }

  body#page-top.mobile-header-open .mega-link-grid strong,
  body#page-top.mobile-header-open .medicare-card-list strong,
  body#page-top.mobile-header-open .compare-card-list strong,
  body#page-top.mobile-header-open .resources-card-list strong {
    color: #fff !important;
  }

  body#page-top.mobile-header-open .mega-link-grid small,
  body#page-top.mobile-header-open .medicare-card-list small,
  body#page-top.mobile-header-open .compare-card-list small,
  body#page-top.mobile-header-open .resources-card-list small {
    color: rgba(255, 255, 255, .7) !important;
  }

  body#page-top.mobile-header-open .mega-link-grid i,
  body#page-top.mobile-header-open .medicare-card-list i,
  body#page-top.mobile-header-open .compare-card-list i,
  body#page-top.mobile-header-open .resources-card-list i {
    border-color: rgba(240, 212, 127, .34);
    background: rgba(240, 212, 127, .08);
    color: #f0d47f;
  }

  body#page-top.mobile-header-open .mega-feature a {
    display: inline-flex;
    width: 100%;
    justify-content: center;
    margin-top: 14px;
    padding: 14px 18px;
    border-radius: 10px;
  }
}

/* Tablet and desktop nav dropdown black/gold theme */
@media (min-width: 761px) {
  body#page-top .premium-nav {
    border-bottom: 1px solid rgba(240, 212, 127, .26);
    background: #000 !important;
    box-shadow: 0 10px 28px rgba(0, 0, 0, .36);
  }

  body#page-top .premium-nav__inner {
    background: transparent;
  }

  body#page-top .premium-nav .nav-trigger,
  body#page-top .premium-nav .nav-direct {
    color: #fff !important;
    transition: background 220ms ease, color 220ms ease, box-shadow 220ms ease;
  }

  body#page-top .premium-nav .nav-trigger span {
    color: #f0d47f;
  }

  body#page-top .premium-nav .nav-trigger:hover,
  body#page-top .premium-nav .nav-trigger:focus-visible,
  body#page-top .premium-nav .nav-direct:hover,
  body#page-top .premium-nav .nav-direct:focus-visible,
  body#page-top .premium-nav .nav-group.open > .nav-trigger,
  body#page-top .premium-nav .nav-group:hover > .nav-trigger {
    background: rgba(240, 212, 127, .12) !important;
    color: #f0d47f !important;
    box-shadow: inset 0 -3px 0 #ddb44c;
  }

  body#page-top .premium-nav .nav-dropdown {
    position: fixed !important;
    top: 158px !important;
    left: 50vw !important;
    right: auto !important;
    width: min(930px, calc(100vw - 32px)) !important;
    max-height: calc(100vh - 184px);
    overflow-y: auto;
    transform: translate(-50%, 10px) !important;
    border: 1px solid rgba(240, 212, 127, .24);
    background: #050505 !important;
    box-shadow: 0 28px 70px rgba(0, 0, 0, .44);
  }

  body#page-top .premium-nav .nav-group:hover > .nav-dropdown,
  body#page-top .premium-nav .nav-group:focus-within > .nav-dropdown,
  body#page-top .premium-nav .nav-group.open > .nav-dropdown {
    transform: translate(-50%, 0) !important;
  }

  body#page-top .premium-nav .mega-links,
  body#page-top .premium-nav .mega-feature {
    background: #050505 !important;
  }

  body#page-top .premium-nav .mega-links {
    border-right: 1px solid rgba(240, 212, 127, .16);
  }

  body#page-top .premium-nav .mega-feature {
    border-left: 0;
  }

  body#page-top .premium-nav .menu-eyebrow,
  body#page-top .premium-nav .mega-feature > span {
    color: #f0d47f !important;
  }

  body#page-top .premium-nav .mega-feature h3 {
    color: #fff !important;
  }

  body#page-top .premium-nav .mega-feature p {
    color: rgba(255, 255, 255, .78) !important;
    line-height: 1.65;
  }

  body#page-top .premium-nav .mega-link-grid > a,
  body#page-top .premium-nav .medicare-card-list > a,
  body#page-top .premium-nav .compare-card-list > a,
  body#page-top .premium-nav .resources-card-list > a {
    border: 1px solid rgba(240, 212, 127, .13);
    border-radius: 10px;
    background: rgba(255, 255, 255, .035);
    color: #fff !important;
    transition: transform 220ms ease, background 220ms ease, border-color 220ms ease, box-shadow 220ms ease;
  }

  body#page-top .premium-nav .mega-link-grid > a:hover,
  body#page-top .premium-nav .medicare-card-list > a:hover,
  body#page-top .premium-nav .compare-card-list > a:hover,
  body#page-top .premium-nav .resources-card-list > a:hover,
  body#page-top .premium-nav .mega-link-grid > a:focus-visible,
  body#page-top .premium-nav .medicare-card-list > a:focus-visible,
  body#page-top .premium-nav .compare-card-list > a:focus-visible,
  body#page-top .premium-nav .resources-card-list > a:focus-visible {
    transform: translateX(2px);
    border-color: rgba(240, 212, 127, .48);
    background: rgba(240, 212, 127, .11);
    box-shadow: inset 3px 0 0 #ddb44c;
  }

  body#page-top .premium-nav .mega-link-grid strong,
  body#page-top .premium-nav .medicare-card-list strong,
  body#page-top .premium-nav .compare-card-list strong,
  body#page-top .premium-nav .resources-card-list strong {
    color: #fff !important;
  }

  body#page-top .premium-nav .mega-link-grid small,
  body#page-top .premium-nav .medicare-card-list small,
  body#page-top .premium-nav .compare-card-list small,
  body#page-top .premium-nav .resources-card-list small {
    color: rgba(255, 255, 255, .68) !important;
  }

  body#page-top .premium-nav .mega-link-grid i,
  body#page-top .premium-nav .medicare-card-list i,
  body#page-top .premium-nav .compare-card-list i,
  body#page-top .premium-nav .resources-card-list i {
    border-color: rgba(240, 212, 127, .34);
    background: rgba(240, 212, 127, .08);
    color: #f0d47f;
  }

  body#page-top .premium-nav .mega-feature a {
    margin-top: 16px;
    padding: 14px 18px;
    text-align: center;
  }
}

/* Global black site canvas and header theme */
body {
  background: #000 !important;
}

body#page-top,
body:has(main#top) {
  background: #000 !important;
}

body#page-top .site-shell,
body#page-top .site-shell > header {
  background: #000 !important;
}

body#page-top .site-shell > header {
  border-bottom-color: rgba(240, 212, 127, .22) !important;
}

body#page-top main#top > section:not(.hero),
body#page-top main#top > section:not(.hero):nth-of-type(even),
body#page-top main#top .hero,
body#page-top main#top .mgs-free-service,
body#page-top main#top .process,
body#page-top main#top .google-reviews,
body#page-top main#top .faq,
body#page-top main#top .review,
body#page-top footer {
  background: #000 !important;
  background-image: none !important;
}

body#page-top main#top .hero-shade {
  background: #000 !important;
  background-image: none !important;
}

body#page-top main#top .story-step {
  display: none !important;
}

body#page-top main#top .mgs-help-portrait {
  padding: 10px !important;
  border: 1px solid rgba(240, 212, 127, .52) !important;
  background:
    linear-gradient(#050505, #050505) padding-box,
    var(--brand-gold-gradient) border-box !important;
  box-shadow: 0 24px 56px rgba(0, 0, 0, .46) !important;
}

body#page-top main#top .mgs-help-portrait::before {
  opacity: .05 !important;
}

body#page-top main#top .mgs-help-portrait img {
  border: 1px solid rgba(240, 212, 127, .22) !important;
}

body#page-top main#top .mgs-help-portrait div {
  border-color: rgba(240, 212, 127, .44) !important;
  background: rgba(0, 0, 0, .9) !important;
  box-shadow: 0 16px 34px rgba(0, 0, 0, .34) !important;
}

body#page-top main#top .mgs-help-portrait strong {
  color: #fff !important;
}

@media (min-width: 761px) {
  body#page-top main#top .faq.faq-static .faq-intro {
    grid-column: 1;
    grid-row: 1;
  }

  body#page-top main#top .faq.faq-static .accordions {
    grid-column: 2;
    grid-row: 1 / span 2;
  }

  body#page-top main#top .faq.faq-static .faq-reassurance {
    grid-column: 1;
    grid-row: 1;
    align-self: start;
    margin-top: 310px;
  }
}